How Banks Can Offer Financial Wellness Support Without Building Programs In-House
See how banks and credit unions offer confidential financial counseling through a nonprofit referral partner—no new in-house program required.
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAre you paying only the minimum on your credit card debt each month? This calculator will show you how much interest you will end up paying if you make only the minimum credit card payment each month. It will also tell you how many years you’ll have to make those payments before your credit card balance is paid off. Enter your credit card information below and press "View Report" to see your payoff details.
Need help paying off your debt? Contact a certified credit counselor by dialing the number at the top of your screen or Get Started Now.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
See how banks and credit unions offer confidential financial counseling through a nonprofit referral partner—no new in-house program required.
Learn how Buy Now, Pay Later (BNPL) is shaping the future of credit scoring, while exploring common misconceptions about credit reports, credit scores, and lending decisions.
Debt settlement programs may promise lower payments, but the details matter. Learn about common tradeoffs, fees, credit impacts, and questions to ask before enrolling.
Living paycheck to paycheck is often a cash-flow timing problem, not a failure. Learn why it happens and how better timing can reduce stress.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.