On Aug. 24, 2022, the Biden-Harris Administration announced the One-Time Student Loan Debt Relief plan that includes one-time student loan debt relief targeted to low- and middle-income families.. The discharge will not be automatically granted. YOU MUST APPLY. Here are steps to take to determine eligibility and ensure you do not miss important student loan updates.
Counseling Before Bankruptcy
For additional information on the pre-bankruptcy credit counseling process, please review these U.S. Department of Justice documents:
Before You File for Personal Bankruptcy (PDF)
Bankruptcy Information Sheet (PDF)
American Financial Solutions is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.