For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Counseling Before Bankruptcy
For additional information on the pre-bankruptcy credit counseling process, please review these U.S. Department of Justice documents:
Before You File for Personal Bankruptcy (PDF)
Bankruptcy Information Sheet (PDF)
American Financial Solutions is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.