Why Living Paycheck to Paycheck Doesn’t Mean You’re Bad With Money
Living paycheck to paycheck is often a cash-flow timing problem, not a failure. Learn why it happens and how better timing can reduce stress.
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Hank Keaton, President/CEO of American Financial Solutions (AFS), has been elected Vice President of the Association of Independent Consumer Credit Counseling Agencies (AICCCA).
AICCCA is a national membership organization representing non-profit credit counseling companies, established to promote high quality and consistent delivery of consumer credit counseling, debt management, and financial education services.
AFS, a division of North Seattle Community College Foundation located in Bremerton, is a national non-profit credit counseling agency that provides education and debt management solutions for consumers experiencing financial difficulties. Hank Keaton has been the President/CEO of AFS since 2005.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Living paycheck to paycheck is often a cash-flow timing problem, not a failure. Learn why it happens and how better timing can reduce stress.
Buy Now, Pay Later spreads costs into small payments, but stacking multiple plans can strain budgets. Learn what to watch for.
Money decisions feel hard for a reason. Learn how stress, scarcity, and behavioral economics shape money choices—and what can actually help.
Discover easy ways to start saving money, build financial habits, and grow an emergency fund — even with just $1. Simple steps, small wins, real progress.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.