Your 2026 Credit Score Playbook: What Really Moves the Needle
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
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National Consumer Law Center (NCLC)
18 Tremont St.
Boston, MA 02108
(617) 523.8010 or www.consumerlaw.org
Counsel of Better Business Bureaus Autoline (BBB)
4200 Wilson Blvd. Suite 800
Arlington, VA 22203
(800) 955-5100 or www.bbb.org
Consumer Action
7171 Market St. Suite 310
San Francisco, CA 94103
(415) 777-9365 / (213) 624-8327
www.consumer.org
www.cbpp.org
www.financial-education-icfe.org
www.usa.gov
www.sec.gov/investor/pubs/toolkit.htm
www.asec.org
www.consumerreports.com
www.bankrate.com
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.