Mortgage foreclosure

Mortgage, Credit, Debts and COVID-19 - Protect Your Finances

Many creditors are offering ways to avoid making payments during the COVID-19 pandemic, but is that the best for your finances? There are options for staying on top of bills during this time and avoid jeopardizing your future.

Posted on April 15, 2020

OCC Announces Release of Unclaimed Independent Foreclosure Review Settlement Funds

Today, the Office of the Comptroller of the Currency (OCC) announced that at the end of 2015, it will escheat unclaimed Indenpendent Foreclosure Review (IFR) funds to the states so that claimants will be able to receive their funds in the future.

Posted on December 23, 2016

Our Housing Programs Do Make Difference

Great letter from clients helped by the AFS housing program.

Posted on December 23, 2016

Hope for a New Home After Foreclosure and Bankruptcy

Timelines for buying a house after filing bankruptcy or going through a foreclosure.

Posted on December 23, 2016

New Homeowner Foreclosure Protections to Begin January, 2014

  January 17, 2013 CFPB RULES ESTABLISH STRONG PROTECTIONS FOR HOMEOWNERS FACING FORECLOSURE Abbreviate release from the Consumer Financial Protection Bureau The Consumer Financial Protection Bureau (CFPB) is issuing new mortgage servicing rules to establish strong protections for struggling homeowners facing foreclosure. The rules will also protect all homeowners from being hit by...

Posted on December 23, 2016

Real Help to Homeowners in Foreclosure - Act NOW!

Applications are currently being accepted for the Department of Housing and Urban Development’s Emergency Homeowners’ Loan Program (EHLP). The application period will close July 22nd. The EHLP is designed to provide mortgage payment relief to eligible homeowners experiencing a drop in income of at least 15% directly resulting from...

Posted on December 23, 2016

Extension: Emergency Homeowner's Loan Program

HUD AND NEIGHBORWORKS AMERICA ANNOUNCE DEADLINE EXTENSION FOR EMERGENCY HOMEOWNERS’ LOAN PROGRAM Washington, D.C. - Today the U.S. Department of Housing and Urban Development and NeighborWorks® America announced that the deadline for the Emergency Homeowners’ Loan Program has been extended to Wednesday, July 27, 2011, in order to give homeowners...

Posted on December 23, 2016

New Programs for Struggling Homeowners

Are you struggling to pay your mortgage or sell your home to avoid foreclosure? Help may be right around the corner.  Last month the government announced that it is making adjustments to the Home Affordable Modification Program (HAMP) and to the Federal Housing Administration (FHA) programs. While the programs listed...

Posted on December 23, 2016

Stripping a Home After Foreclosure

I hear reports in the news each day about desperate homeowners smashing their walls and ripping out wiring or copper pipes. Their idea is to sell the items for cash. Some misguided homeowners are angry at the bank for foreclosing and they vandalize their homes. People who vandalize a...

Posted on December 23, 2016