Credit rights

Choosing Your Free Credit Report

It is always a good time to check your credit report, but which free source should you choose? Here is a list and some things to look for before you provide your personal information.

Posted on May 11, 2020

Protecting Yourself from Coronavirus Scams

From deals on masks to offers of loans, scams related to the coronavirus pandemic are everywhere. Here the Consumer Financial Protection Bureau has put together a list of ways to protect yourself and your money from scammers.

Posted on May 7, 2020

Keeping Up with the New FICO Score

A quick look at the new FICO score along with the other credit scores such as Vantage, that are available to consumers.

Posted on March 10, 2020

Guide to Credit Counseling Services

Credit counseling organizations can advise you on your money and debts, help you with a budget, offer money management workshops and much more.

Posted on February 18, 2020

Guide to Consumer Credit Reports: There are More than Three

By now, most of us are familiar with the big three credit reporting agencies, Equifax, Experian and TransUnion. We can receive a free copy of these credit reports, every 12 months through Annual Credit Report.com. But were you aware that there are many other companies who collect and distribute information about our financial habits and other behaviors?

Posted on February 4, 2019

Understanding Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.

Posted on June 5, 2018

Important Lending Protections for Military, The Military Lending Act

The Military Lending Act (MLA) says that you can’t be charged an interest rate higher than 36% on most types of consumer loans and provides other significant rights.

Posted on August 7, 2017

Your Free Credit Report

How to get your free credit report

Posted on April 10, 2017

Confessions of a Credit Counselor, Danielle's Story

Meet credit counselor, Danielle.

Posted on December 23, 2016

The Right Way to Build Your Credit

If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.

Posted on December 23, 2016