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Seven Things That Won't Affect Your Credit Score

It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.

Choosing Your Free Credit Report

It is always a good time to check your credit report, but which free source should you choose? Here is a list and some things to look for before you provide your personal information.

Protecting Yourself from Coronavirus Scams

From deals on masks to offers of loans, scams related to the coronavirus pandemic are everywhere. Here the Consumer Financial Protection Bureau has put together a list of ways to protect yourself and your money from scammers.

Keeping Up with the New FICO Score

A quick look at the new FICO score along with the other credit scores such as Vantage, that are available to consumers.

Guide to Credit Counseling Services

Credit counseling organizations can advise you on your money and debts, help you with a budget, offer money management workshops and much more.

Guide to Consumer Credit Reports: There are More than Three

By now, most of us are familiar with the big three credit reporting agencies, Equifax, Experian and TransUnion. We can receive a free copy of these credit reports, every 12 months through Annual Credit Report.com. But were you aware that there are many other companies who collect and distribute information about our financial habits and other behaviors?

Understanding Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.

Important Lending Protections for Military, The Military Lending Act

The Military Lending Act (MLA) says that you can’t be charged an interest rate higher than 36% on most types of consumer loans and provides other significant rights.

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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.