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Know Your Options Before Addressing Financial Problems

Your financial difficulties could already be severe enough that you are tempted to accept the first...

Have an Experience with a Debt Collector? Speak Up Now

The Consumer Financial Protection Bureau (CFPB) might propose new federal rules on how creditors and debt...

NFCC Poll Reveals Majority of Consumers Admit Financial Problems are Self-Inflicted

Washington, DC – According to the National Foundation for Credit Counseling (NFCC) December poll, when asked...

Thinking of Settling a Debt, It May be More Damaging Than You Think

I received a call last week from a woman in a panic because she had settled...

The Supreme Court Health Care Decision: What It Means to You

From Stacy Johnson, our Partner at MoneyTalksNews

The media is talking about which politicians "won"...

Reporting Time on Your Credit Report; Debt, Collections and Judgments

There is often confusion about whether paying on old debts will keep them on your credit...

Paying Off Old Debt

Very often consumers ask me if it makes sense to pay off their old collection account...

Should I Contact My Creditors?

Q: Recently, I received letters from my credit card companies stating this is my last chance...

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