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Buying a car
There are very reasonable adjustments you can make to your saving and spending habits that can help you afford your dream vehicle. Whatâ€™s more, these strategies can be applied to other big-ticket item purchases you want to make in the future.
If you are thinking about buying a car, you have probably wondered whether it is better to use dealer financing or finance through a bank or credit union. With dealer-arranged financing, the dealer collects information from you and forwards that information to one or more prospective auto lenders. Alternatively, with bank or other lender financing, you go directly to a bank, credit union, or finance company and apply for a loan. We refer to this type of loan as a â€œdirect loan.â€Â
If you are in the market for a vehicle, start your journey here. You'll find tips for getting the best deal and protecting yourself and your money.