How to Save Money on a Tight Budget: Tiny Habits That Create Big Change
Discover easy ways to start saving money, build financial habits, and grow an emergency fund — even with just $1. Simple steps, small wins, real progress.
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAt American Financial Solutions, service to our clients is our number one priority. We have a broad base of clients from all over the United States. They are of varying age, gender, culture, ethnicity, religion, education and employment. As AFS employees, our challenge is to offer every day to every client, the respect and understanding they deserve. American Financial Solutions recognizes that embracing a diverse workforce increases the potential for greater innovation and creativity. This richer set of ideas and perspectives will help in the fulfillment of the AFS mission to provide quality financial education and credit counseling to diverse audiences.
AFS has an inclusive culture. Employees are made to feel welcomed, respected, supported and valued as a team players. AFS management strives to maintain an atmosphere that encourages and nurtures the free flow of ideas and information and open, direct communication between all team members. This requires people from diverse backgrounds to communicate and work together, and understand each others’ needs and perspectives.
Effective planning and implementation of the AFS Diversity Program is ongoing to maintain a corporate culture that welcomes diversity and to pinpoint areas where further work is needed to diversify teams and departments.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Discover easy ways to start saving money, build financial habits, and grow an emergency fund — even with just $1. Simple steps, small wins, real progress.
Is viral debt advice hurting your credit? Learn the real differences between debt settlement, consolidation loans, and nonprofit debt management plans.
Learn how AI tools can help you budget smarter, monitor credit, and start investing with more confidence — and where human guidance is still essential for long term financial decisions.
Confused about the proposed 10% credit card interest rate cap? This article breaks down what’s really happening—why no legal cap exists yet, why lenders aren’t lowering rates, what Congress is considering, and what consumers should do now. Learn how to protect yourself from high?interest debt and where to get real help today.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.