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Pre Purchase Housing Counseling

Embarking on the journey of homeownership is both exhilarating and demanding. As a HUD-approved housing counseling agency, our team of certified housing counselors is adept at guiding you through the intricacies of the home buying process. Our pre-purchase counseling is designed to tailor your home buying options, empower you with the knowledge to make informed financial decisions, and help you realize your dream of homeownership.

We encourage you to collaborate with one of our housing counselors. They will assist you in preparing for your home purchase, usually at very little cost to you (see our fees here).  

The advantages of pre-purchase counseling are numerous:

  • Evaluating your financial situation and creating a realistic household budget.
  • Assessing the price range of homes within your budget. 
  • Enhancing your credit score to secure a sustainable mortgage. 
  • Understanding various mortgage options and preparing for the application process. 
  • Exploring eligible home buyer assistance programs, such as down payment assistance.*

From the moment you apply for a mortgage to the day you close, our housing counseling team is committed to providing you with expert advice and support, ensuring you feel confident at every stage of the process.

We invite you to connect with us for any questions or to learn more about our housing counseling services. To facilitate our assistance, please review and complete our pre-purchase intake forms prior to your first appointment.

*AFS offers pre-purchase counseling for several down payment programs including, but not limited to HomeChoice, House Key Plus, and ARCH. Upon completion of the pre-purchase housing counseling session, you will be issued a certificate of participation. If you choose to proceed with the loan process, your lender may require this certificate.

Counseling is available in both English and Spanish.  

Get started today with a HUD Certified Housing Counselor!

888.864.8699 or Housing@myfinancialgoals.org