Credit Counseling

AFS is a national non-profit Credit Counseling Agency. A certified credit counselor will work with you on a private, confidential, one-one one basis to:

• Review your monthly income, expenses and debt repayments
• Explore options for managing your expenses and eliminating debt
• Create an action plan for getting out of debt
• Help you evaluate a debt management plan
• Stay on track via periodic check-ins with your counselor

AFS offers the following services:

• Debt Payment Consolidation and other options
• Pre-bankruptcy and post-bankruptcy certificates
• Foreclosure intervention and assistance
• Financial education

If you need help during this process just call us at 800.892.4604.

Our certified counselors are available Monday - Friday from 6:00am - 6:00pm and Saturday 7:00am - 3:30pm Pacific Time.