Credit Counseling


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    AFS is a national non-profit Credit Counseling Agency. A certified credit counselor will work with you on a private, confidential, one-one one basis to:

    • Review your monthly income, expenses and debt repayments
    • Explore options for managing your expenses and eliminating debt
    • Create an action plan for getting out of debt
    • Help you evaluate a debt management plan
    • Stay on track via periodic check-ins with your counselor

    AFS offers the following services:

    • Debt Payment Consolidation and other options
    • Pre-bankruptcy and post-bankruptcy certificates
    • Foreclosure intervention and assistance
    • Financial education

    If you need help during this process just call us at 800.892.4604.

    Our certified counselors are available Monday - Friday from 6:00am - 6:00pm and Saturday 7:00am - 3:30pm Pacific Time.