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Non-Profit Credit Counseling

Across the nation, from coast to coast, hundreds of thousands of Americans are struggling to meet their financial commitments, and with the rising cost of living, overstretched budgets are the norm rather than the exception. ‘Borrowing from Peter to pay back Paul’ as the saying goes, or skipping payments because you do not have enough money for your budget, results in creditors harassing you to get their money and you falling deeper and deeper into trouble.  Non-profit credit counseling from American Financial Solutions is a solution that can give you peace of mind.  This non-profit organization has helped thousands of clients get back on their feet when they have thought they were financially at a point of no return.

Most people have the best intentions when it concerns meeting debt repayments, but unforeseen circumstances can arise at any time, and this is where the spiral into financial trouble begins. Dozens of organizations are out there offering credit counseling and debt management, but American Financial Solutions is different.  Not only is American Financial Solutions a non profit credit counseling agency, when you work with one of their credit counselors, you have just one counselor you will be working with however long it takes to develop an action plan that is right for you.  Even after the initial pan is developed, you will be able to continue to contact that same consumer credit counselor whenever you need additional counseling.  Each client’s financial situation is different and your consumer credit counselor will evaluate your plan to meet your goals and address your specific concerns.  We urge you to contact an expert consumer credit counselor from a non-profit credit counseling agency to begin the process as soon as possible if you are in deep financial trouble or think you may be heading that way.

If you are already in financial trouble, the sooner you seek credit counseling from non profit American Financial Solutions the better. Their professionals are highly trained, accredited by the Association for Financial Counseling and Planning Education (AFCPE).  American Financial Solutions is also a member of the Better Business Bureau in good standing.

You can receive non profit credit counseling by calling one of American Financial Solutions credit counselors between 6 a.m. and 7 p.m. PST Monday to Friday, or fill out an online application at the website  You will then receive an evaluation of your financial situation, done in complete confidence, and then a practical action plan is formulated to help you deal with your debts in the best way possible for your unique situation.  One such option resulting from a non profit credit counseling session is a debt management plan which is a restructuring of the repayment of the debts you owe with your creditors.  Concessions from your creditors from this restructuring vary, but can include payment recalculation, lower interest rates, reduction or elimination of additional fees, and re-aging of accounts that may have fallen into delinquent status prior to enrollment into the debt management plan.  Your accounts are then consolidated into one monthly payment by American Financial Solutions and is then is distributed to each of your creditors.

Real non-profit credit counseling can allow you and your family to live again without the stress of being in financial trouble.  American Financial Solutions has designed its website so that you can learn more about the entire process, as well as see what different options are open to you.  Everyone’s financial situation is different and the non profit credit counseling services at American Financial Solutions will help you find the best solution to take control of your financial situation and become debt free.