Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAmerican Financial Solutions is one of the nation’s largest non-profit credit and financial counseling agencies.
Our Mission
The mission of AFS is to empower people to improve the quality of their lives through financial education and counseling.
Our Work
American Financial Solutions helps clients free themselves of the anxiety and stress of credit, debt and financial worries. We offer free financial education and credit counseling services that put clients in control of their financial success. In confidential, one-on-one counseling sessions, our certified credit counselors help clients assess their situation and needs, inform them of options to address their goals and provide ongoing support to see that clients follow their plan. We advise clients on a variety of debt solutions to reduce and repay credit card, medical and other unsecured debt.
For clients who need assistance repaying their unsecured debts, we offer also a Debt Management Plan (DMP). The benefits of the DMP include one monthly payment, reduced or eliminated interest rates, stopping collection calls, and in some cases, bringing past due accounts back to a current status. The DMP can help with unsecured debts, such as credit cards, medical bills, and collection accounts.
Our other services include:
Locations
Our agency is headquartered in Bremerton and Seattle, Washington. We are approved to provide credit and financial counseling in 50 states and the District of Columbia. Additonally, we are approved to provide pre-bankruptcy counseling certification and post-bankruptcy debtor education certification in all states except for Alabama. We provide mortgage foreclosure intervention counseling and pre-purchase housing counseling to clients in Washington State.
History
American Financial Solutions was founded in (1999) as a division of the North Seattle Community College Foundation, a non-profit organization.
Affiliations
National Affiliations
Local Partnerships
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
A recent headline from the Consumer Financial Protection Bureau (CFPB) has alerted consumers that another financial institution has been fined for, “Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers.” This typically happens when financial institutions incentivize their employees to open new credit and loan accounts and to sell certain financial products. Find out how you can protect yourself.
According to an article on Bloomberg.com, 53% of couples say inflation is prompting them to discuss money more often with their partners. This is great news as just four short years ago 44% of Americans saw personal finance as the most challenging topic to discuss with others (Scientific American).
Many people have heard of a financial cleanse. And if you have not, it is a way to understand where your money goes and ensure that those expenses align with your financial goals and values. It focuses on changing the relationship we have with money.
American Financial Solutions (AFS) has achieved national re-accreditation through the New York-based Council on Accreditation (COA). This accreditation was rigorous and involved numerous hours of preparation by members of our staff, executive team, board members, partners, and our clients.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
