Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAmerican Financial Solutions is one of the nation’s largest non-profit credit and financial counseling agencies.
Our Mission
The mission of AFS is to empower people to improve the quality of their lives through financial education and counseling.
Our Work
American Financial Solutions helps clients free themselves of the anxiety and stress of credit, debt and financial worries. We offer free financial education and credit counseling services that put clients in control of their financial success. In confidential, one-on-one counseling sessions, our certified credit counselors help clients assess their situation and needs, inform them of options to address their goals and provide ongoing support to see that clients follow their plan. We advise clients on a variety of debt solutions to reduce and repay credit card, medical and other unsecured debt.
For clients who need assistance repaying their unsecured debts, we offer also a Debt Management Plan (DMP). The benefits of the DMP include one monthly payment, reduced or eliminated interest rates, stopping collection calls, and in some cases, bringing past due accounts back to a current status. The DMP can help with unsecured debts, such as credit cards, medical bills, and collection accounts.
Our other services include:
Locations
Our agency is headquartered in Bremerton and Seattle, Washington. We are approved to provide credit and financial counseling in 50 states and the District of Columbia. Additonally, we are approved to provide pre-bankruptcy counseling certification and post-bankruptcy debtor education certification in all states except for Alabama. We provide mortgage foreclosure intervention counseling and pre-purchase housing counseling to clients in Washington State.
History
American Financial Solutions was founded in (1999) as a division of the North Seattle Community College Foundation, a non-profit organization.
Affiliations
National Affiliations
Local Partnerships
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Budgeting can be challenging, but more digital tools are available to help you boost savings, lower debt, and experience greater peace of mind about finances. Discover some of the best money management apps to help you achieve more financial stability in 2023.
The Affordable Connectivity Program is a Federal Communications Commission program that helps connect families and households struggling to afford internet service. Eligible households can enroll through a participating broadband provider or directly with the Universal Service Administrative Company (USAC) using an online or mail in application.
American Financial Solutions is one of the nation’s largest non-profit credit and financial counseling agencies.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
