The Current State of American Consumer Debt
Bankruptcy Counseling
American Financial Solutions (AFS)
AFS provides pre-bankruptcy credit counseling to residents of CA, GA, IN,...
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GET STARTED NOWBankruptcy Counseling
American Financial Solutions (AFS)
AFS provides pre-bankruptcy credit counseling to residents of CA, GA, IN, MD, NY, TX, VA & WA.
U.S. Department of Justice (USDOJ) - U.S. Trustee Program
The United States Trustee Program is the component of the USDOJ responsible for overseeing the administration of bankruptcy cases and private trustees. Thier website provides information about the United States Trustee Program and the federal bankruptcy system, Bankruptcy reform, a list of approved Credit Counseling agencies and Debtor Education providers.
Executive Office for U.S. Trustees
20 Massachusetts Avenue, NW Suite 8000
Washington, DC 20530
(202)514-4100 or www.usdoj.gov/ust/index.htm
USDOJ Approved Credit Counseling Agencies (by state)
www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm
USDOJ Approved Debtor Education Providers (by state)
www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htm
Federal Trade Commission
For a brochure on the Fair Debt Collection Practices Act
Publications Division
Washington, DC 20580
(202) 326-2222 or www.ftc.gov
Find A Lawyer
American Bar Association
For bankruptcy, employment, housing and civil issues only
321 N. Clark St.
Chicago, IL 60654-7598
(800) 285-2221 or www.abanet.org
Yellow Pages
1. Look under “Attorney” in the yellow ages of their local phone book.
2. Look under, “Attorney Referral” in the white pages of their local phone book.
Legal Questions
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Bankruptcy Counseling
American Financial Solutions (AFS)
AFS provides pre-bankruptcy credit counseling to residents of CA, GA, IN,...
Examiners found servicers engaging in unfair practices in trying to collect on private student loans discharged in bankruptcy
For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Budgeting can be challenging, but more digital tools are available to help you boost savings, lower debt, and experience greater peace of mind about finances. Discover some of the best money management apps to help you achieve more financial stability in 2023.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.