Down Payment Assistance Programs: What They Are and How They Work
down payment assistance, home buyer, homeownership
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWBankruptcy Counseling
American Financial Solutions (AFS)
AFS provides pre-bankruptcy credit counseling to residents of CA, GA, IN, MD, NY, TX, VA & WA.
U.S. Department of Justice (USDOJ) - U.S. Trustee Program
The United States Trustee Program is the component of the USDOJ responsible for overseeing the administration of bankruptcy cases and private trustees. Thier website provides information about the United States Trustee Program and the federal bankruptcy system, Bankruptcy reform, a list of approved Credit Counseling agencies and Debtor Education providers.
Executive Office for U.S. Trustees
20 Massachusetts Avenue, NW Suite 8000
Washington, DC 20530
(202)514-4100 or www.usdoj.gov/ust/index.htm
USDOJ Approved Credit Counseling Agencies (by state)
www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm
USDOJ Approved Debtor Education Providers (by state)
www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htm
Federal Trade Commission
For a brochure on the Fair Debt Collection Practices Act
Publications Division
Washington, DC 20580
(202) 326-2222 or www.ftc.gov
Find A Lawyer
American Bar Association
For bankruptcy, employment, housing and civil issues only
321 N. Clark St.
Chicago, IL 60654-7598
(800) 285-2221 or www.abanet.org
Yellow Pages
1. Look under “Attorney” in the yellow ages of their local phone book.
2. Look under, “Attorney Referral” in the white pages of their local phone book.
Legal Questions
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
down payment assistance, home buyer, homeownership
Discover holistic strategies to manage debt-related stress and improve well-being. Our blog covers mindfulness techniques, professional support, actionable debt repayment plans, healthy lifestyle tips, and practical financial steps. Empower yourself with comprehensive guidance to tackle debt and enhance your mental and physical health. Achieve financial zen and well-being with our expert advice.
Discover how to protect your savings from inflation with expert strategies. Learn about the impact of rising prices on purchasing power and explore practical tips for budget adjustments, debt reduction, and investment options to maintain your financial stability. Safeguard your wealth against the challenges of inflation and secure your financial future.
Discover budget-friendly ways to celebrate the dads in your life with these creative ideas. Cook a special meal, make handmade gifts, and enjoy outdoor activities like hiking or picnicking. Plan a movie or game night, or work on a DIY project together. Create a coupon book with fun activities or favors, and reminisce over old memories. Organize a virtual gathering if you're apart, garden together, or craft a personalized playlist of his favorite tunes. These thoughtful and inexpensive options ensure a memorable and heartfelt celebration, emphasizing quality time and meaningful connections.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.