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Credit Report Review

Have you checked your credit report lately? The credit review process is easy, confidential and can be done right over the phone.

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Frequently Asked Questions

Answers to the most commonly asked questions.

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Debt Management: Resources & Additional Information

Public Credit Counseling Services & Resources

American Financial Solutions is your trusted, respected, non-profit agency dedicated to your financial well-being. Contact us today and your counselor will review your credit report, analyze your financial situation, and help you find the option that's best for you.

Below is a list of consumer resources that are publically accessible. Leverage these external resources on your road to financial recovery.

Consumer Resources

The National Foundation for Credit Counseling (NFCC)

Since 1951, NFCC has served as a pathway for millions of people to overcome their financial struggles. This holistic system that they've built has given them the chance to make money management expertise solutions accessible to all.

Website: www.nfcc.org
Telephone: 800-388-2227

Association for Financial Counseling and Planning Education (AFCPE)

At the Association for Financial Counseling & Planning Education® (AFCPE®), our mission is to ensure the highest level of knowledge, skill, and integrity of the personal finance profession by certifying, connecting, and supporting diverse and capable professionals who serve communities worldwide.

The AFCPE provides our certification program.
Website: www.afcpe.org
Phone: (614) 485-9650

Financial Counseling Association of America (FCAA)

The Financial Counseling Association of America is a professional 501(c)(3) association whose members are financial counseling agencies. Their members assist hundreds of thousands of consumers each year with financial counseling services of all kinds, as well as debt management plans for the repayment of unsecured debts.

Website: https://fcaa.org/
Phone: 1-800-450-1794

Military Service Members

The Servicemembers Civil Relief Act (SCRA)

The SCRA is a law created to provide extra protections for servicemembers in the event that legal or financial transactions adversely affect their rights during military or uniformed service.

If you have any questions about your rights under the SCRA, contact your closest military legal office for more information. You can find the closest military legal office at: legalassistance.law.af.mil

Debt Collection Resources

Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) protects consumers by prohibiting debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Website: https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text

Submit a complaint about a financial product or service

Submit a complaint regarding a debt collection to the Consumer Financial Protection Bureau (CFPB)
Website: https://www.consumerfinance.gov/complaint/

Recent Blog Posts

Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.

Credit Card Debt

A Financially Mindful Holiday Season

Have a fun and fulfilling holiday season without depleting savings or going into debt.

Credit Card Debt

Protecting Your Identity In the Digital Age

As incidents of identity theft become more prevalent, so do they ways we can protect ourselves. We've compiled over 15 ways to secure your identity. Read on to learn more!

Credit Card Debt

Act Now for New Student Loan Repayment Options

While the courts struck down the student loan forgiveness program, there are still new programs that can significantly assist borrowers in managing their student loans. Below, we outline two of those programs and how to access them.

Credit Card Debt

Heading Back to School During Inflation

Across the United States, parents are preparing for students to return to school. And with that comes needed supplies, clothing, equipment for extracurricular activities, and more. So, we thought we’d provide some ideas on ways to reduce or mitigate some back-to-school expenses. Many of these ideas come from our own staff who are also dealing with the rising costs of sending kids to school.

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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.

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