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Are you paying only the minimum on your credit card debt each month? This calculator will show you how much interest you will end up paying if you make only the minimum required payment each month. It will also tell you how many years you’ll have to make those payments before your balance is paid off.
Contact a certified credit counselor by dialing the number at the top of your screen.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Credit builder loans can be a smart way to improve your credit—but only if you choose the right one. In this post, we explain how they work, what to watch out for, and how to decide if it’s the right step for your financial goals.
Understanding predatory financial products is crucial for consumers facing financial difficulties. These products often appear beneficial but can lead to long-term debt and confusion. Recognizing the signs of predatory lending and knowing safer alternatives can help protect individuals from financial traps.
Student loan payments have officially restarted, leaving many borrowers feeling overwhelmed, especially those in default, who now face the added threat of wage or benefit garnishment. To help cut through the confusion and focus on what matters most, we’ve created a quick, plain-language guide outlining your repayment options moving forward.
Your credit score is a key factor in your financial health, influencing your ability to get loans, rent an apartment, or even secure a job. The good news? Understanding what affects your score can help you take the right steps to improve it—sometimes faster than you’d expect!
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
