A Simple Path to Financial Stability, the 50/30/20 Rule
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
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GET STARTED NOWAmerican Financial Solutions offers these handy calculators to help you make strategic decisions about credit card debt, spending, and debt management.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings - it will also calculate how many months it will take to break even on the closing costs.
Car Cost Comparison Calculator
What does your car really cost you? This calculator will help you forecast the REAL COST of buying and owning a car. It will also help you to more accurately compare two different car purchases to help you make the best decision for your overall debt management.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
In today’s fast-paced digital world, the rise of "Buy Now, Pay Later" (BNPL) services like Afterpay, Klarna, and Affirm has transformed how we shop. These services offer an enticing promise: purchase what you want now and pay for it later, typically in small, interest-free installments. It’s no wonder millions of people find BNPL options irresistible. But as with any financial tool, the convenience comes with risks—especially when people juggle multiple BNPL accounts.
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