For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
List of Approved Credit Counseling Agencies
American Financial Solutions is approved* by the Executive Office for U.S. Trustees (EOUST)to issue certificates of credit counseling in compliance with the Bankruptcy Codes of California, Georgia, Indiana, Maryland, New York, Texas, Virginia and Washington.
Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed should be directed to the Administrative Office of the U.S.Courts:
Administrative Office of the U.S. Courts
Bankruptcy Judges Division
1 Columbus Circle, N.E., Suite 4-250
Washington, D.C. 20544
For a list of local State, U.S. Territory, or Commonwealth approved credit counseling or debtor education agencies by judicial district, please visit the Department of Justice website
*Approval does not endorse or assure the quality of an agency’s services.