Your 2026 Credit Score Playbook: What Really Moves the Needle
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWMost people have a credit card, and most more than one and consumers that purchase goods online cannot do without one. The problem is that it is quite easy to get into serious trouble with credit card debt with many people find themselves in financial hot water before they know it. You can get control of you credit card debt by taking advantage of the expert advice for credit card debt management provided by a professional credit card debt management credit counselor from American Financial Solutions. Counselors can provide a counseling session that will determine if a credit card debt management program is right for you.
American Financial Solutions is a non profit credit card credit counseling service that understands the problems people get themselves into financially, and with current hard times, many people have gotten into trouble that is way over their heads with debt that exceeds their incomes. What prevents many people seeking advice for credit card debt management is embarrassment of the trouble they have found themselves in. Credit counseling for credit card debt management is nothing to be ashamed of, because you will still pay off all your debt, but the real difference is that you will do it in a way you can afford. You can take back control of your debt and over time you can begin to rebuild your credit score, and after advice from your credit counselor and using the provided education resources online at www.myfinancialgoals.org, you will certainly be more educated in preventing the same problems from happening again.
It is all too easy purchasing what you want with someone else’s money, and this is what a credit card actually is. Credit card debt management needs to be done sensibly, and using your cards the right way can make them an indispensable asset in your financial portfolio. You can read some useful information on this website which educates you on the process of credit counseling, which is actually a plan for practical credit card debt management, or for any unsecured debt you have that you are having trouble managing.
You can also rest assured your personal and financial information and details are handled completely confidentially, and there is no need to feel embarrassed at using our credit card debt management counseling service. Rather feel secure in the knowledge that you are doing the best thing possible for you and your family, in taking the first steps towards debt freedom. Start the process today and get help from professional credit card credit counselors from American Financial Solutions that have already helped thousands of financially troubled Americans. Contact a credit card debt management counselor Monday through Friday from 6 a.m. to 7 p.m. Pacific Standard Time for more details or complete the online application form to get started and find out how American Financial Solutions credit card debt management can help you.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.