For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Credit Card Counseling
Almost every American owns one or more credit cards, and it can become difficult managing all the payments to keep them afloat each month. If something goes wrong you can end up in financial hot water before you know it; something that happens to thousands of people every day. If you are in trouble because of your credit cards, then it is time to seek out help from a credit card counseling service, and this is no doubt why you have arrived at American Financial Solutions website. American Financial Solutions is a non profit organization offering a variety of financial services, from credit card counseling and debt management plans to online classes and financial educational resources. If you are being harassed by debt collectors, and having trouble sleeping at night from all your financial stress, using our services will afford you peace of mind relief.
If your accounts are handed over to debt collection agencies you may find yourself at a point where you are afraid to answer your phone or even open up your bills. Ongoing calls from a debt collector can be extremely stressful, and to top it off, your interest rates on your remaining credit cards will jump making it harder and harder to get control of your credit card debt. You should research the services provided by American Financial Solutions for people in your situation at www.americanfinancialsolutions.org and speak with a certified credit counselor for a credit card counseling session which will take as long as you need to set up an action plan to deal with your debt situation.
As everyone’s financial situation is different, your action plan to deal with your credit cards will be unique to you and your credit counselor will be with you every step of the way to implement it and provide additional counseling whenever you need it. As a client of American Financial Solutions, you have one counselor that is assigned to you and is dedicated to helping you succeed.
You can also rest assured your personal and financial information and details are handled completely confidentially, and there is no need to feel embarrassed at using our non profit credit card counseling service. Rather feel secure in the knowledge that you are doing the best thing possible for you and your family, in taking the first steps towards debt freedom. Start the process today and get help from professional credit card credit counselors, from American Financial Solutions that have already helped thousands of financially troubled Americans. Call an expert debt and credit counselor Monday through Friday from 6 a.m. to 7 p.m. Pacific Standard Time for more details or complete the online application form to get started and find out how American Financial Solutions credit card counseling can help you.