AFS Client of the Year

We are beyond proud to celebrate our client, David Devaney, an Army veteran, for being named the NFCC Client of the Year! 

David’s incredible journey, filled with hard work and determination, has led him to this well-deserved recognition. As a participant in our debt management plan, David took charge of his financial future, and his story is a powerful reminder of what’s possible with perseverance and support. We are honored to have been part of his journey. 

David Devaney's journey to becoming our Client of the Year epitomizes resilience in the face of adversity. Seeking credit counseling from AFS in 2019, David was reeling from a series of devastating blows. Relocating to Arizona, he endured the heartbreak of watching his new home succumb to a wildfire, with insurance falling short of covering his substantial losses. Turning to credit cards to rebuild his life, David, a Vietnam veteran, encountered another formidable challenge—a severe spinal injury that left him partially paralyzed and unable to work.

Despite these trials, David refused to surrender. With a limited income and a staggering amount of credit card debt, he confronted financial turmoil with unwavering determination. Denied VA benefits in the past, David embarked on a pursuit to secure the support he deserved and succeeded, all while steadfastly avoiding the specter of bankruptcy.

Embracing his Debt Management Plan (DMP) despite his obstacles, David exemplified resilience and resolve. With each payment, he forged a path toward financial stability, refusing to be defined by his circumstances.

David stands as a shining example of the power of perseverance and the transformative impact of commitment. He has successfully repaid all his debts, achieved an excellent credit score, and secured his VA benefits. After diligently paying off his Debt Management Plan (DMP), he has even managed to qualify for a mortgage, a testament to his financial turnaround.

He now resides in a home he purchased to be near his children and grandchildren, where he enjoys spending time with his family and volunteering with VA hospice patients. Through his courage and tenacity, he not only reclaimed control of his finances but also reclaimed his future.

Watch the video and hear David's story in his own words. 

Congratulations to David on being selected as the NFCC Client of the Year! 

Published Sep 20, 2024.