A Simple Path to Financial Stability, the 50/30/20 Rule
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
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GET STARTED NOWIn addition to taking care of our clients we are committed to taking care of ourselves, our community and our environment.
At American Financial Solutions we engage in maintaining a good balance of work/life initiatives. Our employee activities include health and wellness, company and community events and sustainability efforts for our environment.
We take care of ourselves. At American Financial Solutions we recognize that our employees spend more time at work than anywhere else and we want to provide them with healthy choices to reduce their risk of preventable illnesses caused by inactivity, stress, overeating or smoking. Our Wellness program includes fun activities and competitions such as the Biggest Loser, the Body for Life Challenge and the Big Climb fundraiser. Our on-site gym and workout room provides free and easy access to get in those aerobic/cardio workouts along with weight strength training.
We take care of our community. Our employees enjoy spending time together at company events as well as partnering up to help out others in our community. Throughout the year, employees roll up their sleeves and volunteer for good causes such as Habitat for Humanity, sponsoring food and warm clothing drives, raising funds for the Humane Society, sponsoring and marching in the Armed Forces Parade.
We take care of our environment. Our employees are excited to work here and view themselves as change agents who are improving the environment and reducing energy consumption. The 3 “R”s – Reuse, Recycle and Reduce – have become the Green Team mantra.
Our top green practices include:
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
In today’s fast-paced digital world, the rise of "Buy Now, Pay Later" (BNPL) services like Afterpay, Klarna, and Affirm has transformed how we shop. These services offer an enticing promise: purchase what you want now and pay for it later, typically in small, interest-free installments. It’s no wonder millions of people find BNPL options irresistible. But as with any financial tool, the convenience comes with risks—especially when people juggle multiple BNPL accounts.
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