The Current State of American Consumer Debt
Our Mission
At American Financial Solutions (AFS), our mission is to empower individuals to improve the quality...
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAt American Financial Solutions (AFS), our mission is to empower individuals to improve the quality of their lives through financial education and counseling. Our core values are excellence, independence, transparency and trust, high- customer satisfaction, accessibility to all, and being a valuable resource for financial education and services in our local community and throughout the country.
AFS is a division of North Seattle Community College Foundation. Established in 1998 as a non-profit 501 (c) (3) education and credit counseling agency, we redirect a portion of our proceeds to a fund that provides student scholarships, faculty grants and other academic programs for North Seattle College.
During our time in operation, our certified counselors have assisted over 450,000 people to improve their personal finances, reduce debt, increase savings and develop financial goals through financial education, debt management plans, budgeting and other resources and alternatives. Our services include:
We are accredited by the Council on Accreditation (COA) and a member of the National Foundation for Credit Counseling (NFCC) and the Better Business Bureau. AFS counselors are certified by the NFCC. Our financial educator was awarded the NFCC Financial Educator of the Year award in 2019. A full list of our affiliations is available here.
We have developed our own financial education curriculum, Investing in Yourself. The curriculum covers nine financial topics from Setting Financial Goals and Creating a Budget, Credit and Credit Reports, Intro to Investing, Your Banking Relationship, Keys to Borrowing, Children and Money, Predatory Lending and Identity Protection, Money Management for Young Adults and Paying for College. The series is available in workbook or video format.
To ensure that we provide the highest quality counseling and services, AFS routinely monitors our performance and our outcomes. The results are reported at regular intervals and we are consistently innovating to improve the services we provide.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
At American Financial Solutions (AFS), our mission is to empower individuals to improve the quality...
Examiners found servicers engaging in unfair practices in trying to collect on private student loans discharged in bankruptcy
For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Budgeting can be challenging, but more digital tools are available to help you boost savings, lower debt, and experience greater peace of mind about finances. Discover some of the best money management apps to help you achieve more financial stability in 2023.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.