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Saving Money Month-to-Month

All too often, it may feel like your paycheck disappears as quickly as it gets deposited. Between groceries, bills and the occasional personal purchase, there often seems to be more month than money, leading Americans to look for ways to save their pennies. Those looking to save more money can use these simple tips to save big all year round and meet their financial goals.

Easy Ways To Save Money: 

  • Cut Down on Eating Out
  • Carpool
  • Prioritize Your Savings

Cut Down on Eating Out

Though it’s never a bad thing to treat yourself to the occasional evening out, frequent adventures to the nearest restaurant or coffee shop could be a significant monetary drain over the course of the month. Keep track of your normal spending habits and look for ways you can reduce the frequency with which you eat out.

Got a craving for coffee or your favorite meal? Make a trip to the grocery store instead! The same amount of money spent at the grocery store can provide you with meals or daily coffee for days or weeks.


When you’re going to work every day anyway, why not save money while doing it? Carpooling to work or school is a fantastic way to save money on vehicle maintenance and gas while also fulfilling your green goals! Find a friend, coworker or classmate to carpool with and put all the money you’ll be saving away for future use. Starting your mornings with friends can help make you and your wallet a little happier.

Prioritize Your Savings

When you get your paycheck, what’s the first thing you do with it? Unfortunately, for many aspiring savers, your newly deposited money immediately goes to paying rent or getting groceries. These are necessary expenses, but if you want to save money, you need to pay yourself first. As soon as your paycheck comes in, you should ensure you’ve set aside a designated percentage of your pay toward savings. Even a small amount can make a huge difference over time.

Consider what your goals are. Do you want to go on a vacation? Get a car? Buy a house? Whatever you’re working toward, decide upon a dollar amount you can afford to put into savings each paycheck. You’d be surprised how much you can accrue in just a few months.

Financial Management and Counseling Services in Seattle, WA

Attaining financial security doesn’t have to be hard work. With the right discipline and mindfulness, saving money and reaching your financial goals can be easy and exciting. If you’re unsure how to begin working toward financial security, American Financial Solutions can help you plan your financial journey. Our financial experts will assist you in identifying attainable goals and creating a plan that will help you reach them. Contact us online or call 888-864-8548 to take advantage of our counseling and consultation services!

Published Sep 13, 2017.