How to Get a Lower Interest Rate on a Loan
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWUse our interactive budget form to get started on a plan for achieving your financial goals.
Multiple Credit Card, Minimum Payment Calculator
Use this calculator to determine how long it will take you to pay off your credit cards and how much you will pay in interest.
Debt-to-Income Calculator
Debt-to-income is used in many situations. Can you purchase a home? Can you rent a home? Can you afford an auto payment? Use the calculator to determine how much debt you have compared to your income.
Mortgage Loan Qualifier Calculator
The first step in buying a house is determining your budget. The mortgage qualifier calculator walks you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage.
Net Worth Calculator
Your net worth tells you whether you have more assets than liabilities (debts). Find out your net worth in just a few minutes.
Savings Goal Calculator
Find out what it will take to reach your savings goal.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
Ten tips to help prioritize the budget income and expenses.
If you're considering homeownership in a rural area and think your options are limited due to income or savings, the USDA's Section 502 Direct Loan Program could be a game-changer for you.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.