For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
About 211 - A Little Known Power Tool for your Phone
Everyone knows to dial 911 for emergencies and 411 for directory assistance. By dialing 211, you can find information and referrals on everything from crisis intervention and counseling to job training, education programs, and child or adult day care; the list goes on.
About 46% of the U.S. population has access to the free 2-1-1 service in parts or all of 32 states. If your city or state does not provide 2-1-1 services, contact your congressional representative / local elected officials to tell them you want it.
For more information, United Way of America can be contacted at (888) 727-7211 or www.211.org.