• American
    A trusted, respected, non-profit agency
    dedicated to your financial well-being.
  • AFS
    my life!
    Your assistance allowed me to enjoy life
    again without the constant financial worry
  • Debt Free!
    I have a different outlook on my life and my future

Find Options to Manage Your Debt - Get Started Now!

In 15 years, American Financial Solutions has assisted over 250,000 people in paying off over $42 Billion in debt. Our certified counselors will help you to determine your current financial situation, make a plan to get out of debt, set financial goals and plan for the future.

Enter your information and we will guide you through the rest of our online application process.

Or call us now at 888.282.5899

Your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.

Debt Consolidation

If you are struggling to pay your bills and feel like you are overwhelmed by debt, you are not alone.  There are millions of others in the same boat.  For many people a smart, personalized debt management consolidation program is the best answer for regaining control of their finances and building a solid foundation for the future.

At American Financial Solutions, we can help you create a structured repayment plan that will put you on track to repay all of your unsecured debts and help you learn to make sound financial choices that will keep you worry free.  With this plan in place you can:

  • Consolidate debt payments into one convenient monthly payment
  • Pay off your debt  much faster
  • Lower your overall interest rates
  • Eliminate fees
  • Stop collection calls
  • One-on-One personal coaching and support

“I paid off all my credit cards today!  Thanks so much for all your help! My Financial Goals has been a savior to my credit and peace of mind. I appreciate all your help and refer friends and family all the time.”

Sincerely, Christina


American Financial Solutions is a non-profit organization that has helped thousands of Americans find relief from financial trouble, pay off their debt and realize their financial goals. One of the most important things we can offer consumers is the education necessary to change how they manage their money. Also, when someone is on a debt management plan, they will have a counselor to rely on for support and encouragement, something you do not get with a debt consolidation loan. We have found that this support is extremely valuable and is one of the reasons for success.

“Thank you for helping us to be free of phone calls, threatening letters and everything else that comes with being so far in debt. We recommend your services to anyone who wants to become debt free.”

Barry & Tanna S.


People sometimes confuse debt consolidation and debt management for debt settlement and are drawn to the provocative advertising that promises to get them out of debt in a very short period of time while paying less than the balance owed – sometimes as much as 50% less. Be wary of such claims! If you do contact one of these companies, be sure they explain, in detail, how this debt consolidation process works, that it could result in litigation against you by your creditors and how your credit will be affected. Also be sure to ask what fees they will charge you and when. At American Financial Solutions you will find, certified credit counselors who will confidentially review your entire financial situation and discuss options to help you reach your financial goals. They will explain the differences between debt consolidation, debt management and debt settlement in a way that is easy to understand. Please contact our professional counselors using the number listed on this screen. We are available from 6 a.m. to 6 p.m. Monday to Friday Pacific time, or complete our online application form by filling out the form above.