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HUD-Approved Housing Counseling in Washington State
American Financial Solutions is a sub-grantee of the Washington State Houisng Finance Committee, a HUD-approved housing counseling agency. In this capacity, we provide both pre-purchase and forclosure intervention counseling to residents of Washington State. Certified Housing Counselors can be contacted at (888) 864-8699 Monday through Friday 7:00 am to 3:30 pm Pacific Time or by appointment.
HUD-Approved Housing Counseling outside Washington State
Call (800) 569-4287 or TDD (800) 877-8339 for the HUD-approved housing counseling agency nearest you. These agencies are valuable resources. They frequently have information on services and programs offered by Government agencies as well as private and community organizations that could help you. The housing counseling agency may also offer credit counseling.
Foreclosure Intervention
Most homeowner loans are through either Fannie Mae or Freddie Mac. Both offer programs for people in default. Some programs include: rate reductions, term extensions or partially reduced payments for up to 18 months. We encourage homeowners to engage the assistance of a housing counselor.
Fannie Mae:
3900 Wisconsin Ave., NW
Washington, DC 20016
(800) 732-6643 or www.fanniemae.com
Freddie Mac:
(800) 373-3343 or www.freddiemac.com
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
On Aug. 24, 2022, the Biden-Harris Administration announced the One-Time Student Loan Debt Relief plan that includes one-time student loan debt relief targeted to low- and middle-income families.. The discharge will not be automatically granted. YOU MUST APPLY. Here are steps to take to determine eligibility and ensure you do not miss important student loan updates.
A recent headline from the Consumer Financial Protection Bureau (CFPB) has alerted consumers that another financial institution has been fined for, “Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers.” This typically happens when financial institutions incentivize their employees to open new credit and loan accounts and to sell certain financial products. Find out how you can protect yourself.
According to an article on Bloomberg.com, 53% of couples say inflation is prompting them to discuss money more often with their partners. This is great news as just four short years ago 44% of Americans saw personal finance as the most challenging topic to discuss with others (Scientific American).
Many people have heard of a financial cleanse. And if you have not, it is a way to understand where your money goes and ensure that those expenses align with your financial goals and values. It focuses on changing the relationship we have with money.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
