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Credit Report Review

Have you checked your credit report lately? The credit review process is easy, confidential and can be done right over the phone.

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Frequently Asked Questions

Answers to the most commonly asked questions.

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Home Buying Resources

Hud Approved Housing Counseling

HUD-Approved Housing Counseling in Washington State
American Financial Solutions is a sub-grantee of the Washington State Houisng Finance Committee, a HUD-approved housing counseling agency. In this capacity, we provide both pre-purchase and forclosure intervention counseling to residents of Washington State. Certified Housing Counselors can be contacted at (888) 864-8699 Monday through Friday 7:00 am to 3:30 pm Pacific Time or by appointment.

HUD-Approved Housing Counseling outside Washington State
Call (800) 569-4287 or TDD (800) 877-8339 for the HUD-approved housing counseling agency nearest you. These agencies are valuable resources. They frequently have information on services and programs offered by Government agencies as well as private and community organizations that could help you. The housing counseling agency may also offer credit counseling.

Foreclosure Intervention
Most homeowner loans are through either Fannie Mae or Freddie Mac. Both offer programs for people in default. Some programs include: rate reductions, term extensions or partially reduced payments for up to 18 months. We encourage homeowners to engage the assistance of a housing counselor.

Fannie Mae:
3900 Wisconsin Ave., NW
Washington, DC 20016
(800) 732-6643 or www.fanniemae.com

Freddie Mac:
(800) 373-3343 or www.freddiemac.com

Recent Blog Posts

Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.

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A Financially Mindful Holiday Season

Have a fun and fulfilling holiday season without depleting savings or going into debt.

Credit Card Debt

Protecting Your Identity In the Digital Age

As incidents of identity theft become more prevalent, so do they ways we can protect ourselves. We've compiled over 15 ways to secure your identity. Read on to learn more!

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Act Now for New Student Loan Repayment Options

While the courts struck down the student loan forgiveness program, there are still new programs that can significantly assist borrowers in managing their student loans. Below, we outline two of those programs and how to access them.

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Heading Back to School During Inflation

Across the United States, parents are preparing for students to return to school. And with that comes needed supplies, clothing, equipment for extracurricular activities, and more. So, we thought we’d provide some ideas on ways to reduce or mitigate some back-to-school expenses. Many of these ideas come from our own staff who are also dealing with the rising costs of sending kids to school.

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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.

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