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Debt Management

Debt Management

Your family and all those around you suffer with you when you are dealing with the financial stress of overdue credit cards and the hounding of debt collectors.  One possible solution that could help you is a debt management plan.  No doubt this is the reason you have found www.myfinacialgoals.org, American Financial Solutions financial education and credit and debt counseling services website. Seeking help is nothing to be embarrassed about and a debt management plan is a great option to consider.  Millions of Americans have fallen into financial trouble, and more do every day, after suffering rising high costs of living, increases in interest rates, and high gas prices - all a spin-off from the recession.  The incidences of foreclosures on people’s homes are also at an all time high, with repossessions of cars and furniture following a close second.  A properly structured debt management plan could be your way out of the debt trap.

Debt and credit counseling is available from qualified debt counselors who will provide a full credit counseling session and identify if a debt management plan is right for you.  If so, they will help structure a debt management plan to repay your creditors with a payment you can afford while also having enough money to continue living. American Financial Solutions will help you breathe a lot easier when you have read more about our extensive services on this website.  You will note that we are an authorized, registered, 501(c)3 non-profit organization, part of the North Seattle Community College Foundation, and a proud member in good standing with the Better Business Bureau.

You can be the most careful consumer, paying your bills each month on time, and then unforeseen expenses crop up, which you cannot manage to pay because you budget is already at the limit. Perhaps an increase in fees or interest on one of your accounts now makes it unaffordable because you just do not have enough money. This is the beginning of a spiral into a debt trap, and debt collectors can begin hounding you when you start falling behind. You may need a debt management plan structured by American Financial Solutions, where your creditors will be negotiated with to accept a set payment amount each month until the bills are all repaid. You can call an expert debt and credit counselor Monday through Friday from 6 a.m. to 7 p.m. Pacific Standard Time for more details or complete the online application form to get started and find out if a debt management plan is right for you.

Your debt management plan could be the first step towards rehabilitation, and financial freedom.  American Financial Solutions will also provide you the educational tools you need to plan and prevent over extension in the future.  American Financial Solutions website www.myfinancialgoals.org is packed with resources and useful information on debt management plans, how to budget, and also to let you know what your rights are as a consumer.  It also features an online video class series called “Investing in Yourself” with topics from reading your credit report and budgeting to a special segment just for young adults!

If you are in falling behind, don’t wait.  Speak to a credit and debt counselor now and ask them about debt management and if it is the right solution for you.

Debt Management