Personal Finance

The Pros and Cons of Owning a Home

Buying your own home is a cornerstone of the American Dream and likely one of the biggest financial decisions you’ll ever make. Without proper consideration and planning that dream can turn into a credit nightmare. Before you buy it’s important to consider all the potential pros and cons, so you can make an educated purchase.

Posted on March 14, 2017

Mortgages – Five Tips for Paying Off Your Home Faster

Maybe you have heard your parents or grandparents talk about a mortgage burning party and wondered how they ever finished paying off their home loan. While it may seem like a daunting task to reduce the amount of time and interest you pay on a mortgage, there are at least five things you can do to pay a mortgage off early.

Posted on March 1, 2017

Confessions of a Credit Counselor, Lynsey's Story

Confessions of a Credit Counselor, Lynsey's Story

Posted on March 1, 2017

Student Loans, Not a Barrier to Home Ownership

With all the talk in the media about the trouble with student loan debt, many borrowers are still managing to achieve the American dream.

Posted on March 2, 2017

Five Steps to a New Financial You in 2017

Holiday shoppers have been careful each holiday season to make their lists and check them twice. Budgets have become more discerning, and savers have become better planners for their holiday spending, prioritizing savings along the way.

Posted on December 23, 2016

Keep Your Money in Your Pocket This Holiday Season

The holidays can feel very overwhelming when you are trying to stick to a budget. Read on for tips on how to take the stress out of season and have a great time with friends and family.

Posted on December 23, 2016

Your Black Friday Strategy

'Tis the season for gift giving and buying. Check out our strategy for buying on this upcoming, Black Friday.

Posted on December 23, 2016

Student Loans in Default, How to Save Yourself

If your student loans are in default, you will want to read this. Your options, the pros and the cons and where to get help.

Posted on December 23, 2016

For-Profit College Certificates: Higher Cost, but Not Necessarily Highly Regarded by Employers

Nationally, enrollment in for-profit colleges is on the rise. Though the vast majority of students enrolled in two-year post-secondary institutions still attend public community colleges, enrollment in private, for-profit colleges has increased by 63 percent since 2001. In Washington, increasing numbers of students are earning certificates of less than two years. How do employers feel about these for-profit college certificates?

Posted on December 23, 2016

Identity Theft Protection Services, Are they Worth It

If you’re concerned about data breaches or identity theft, you may be considering signing up for identity theft protection services. Before you enroll, it’s important to weigh the costs and benefits of various types of services. You also can compare them with free and low-cost services. The government’s IdentityTheft.gov website provides free personal recovery plans and step-by-step guidance to help identity theft victims recover.

Posted on December 23, 2016