Buying A Home

The Pros and Cons of Owning a Home

Buying your own home is a cornerstone of the American Dream and likely one of the biggest financial decisions you’ll ever make. Without proper consideration and planning that dream can turn into a credit nightmare. Before you buy it’s important to consider all the potential pros and cons, so you can make an educated purchase.

Posted on March 14, 2017

Mortgages – Five Tips for Paying Off Your Home Faster

Maybe you have heard your parents or grandparents talk about a mortgage burning party and wondered how they ever finished paying off their home loan. While it may seem like a daunting task to reduce the amount of time and interest you pay on a mortgage, there are at least five things you can do to pay a mortgage off early.

Posted on March 1, 2017

How to Know What You Can Afford in a Home

Over the past ten years, we have learned that housing sales contribute enormously to our national economy, but how do those house sales impact our own pocket books and how do we know what we really can afford?

Posted on December 23, 2016

Hope for a New Home After Foreclosure and Bankruptcy

Timelines for buying a house after filing bankruptcy or going through a foreclosure.

Posted on December 23, 2016

Debt to Income and Your Home Loan Ability

How much debt is too much debt when buying a home? Find out what your debt to income level is with some simple calculations.

Posted on December 23, 2016

You don't have to wait 30 years to pay off your mortgage

Your parents, or maybe your grandparents, might have been frugal enough to have a mortgage burning party. While some financial advisors might encourage people to maintain a mortgage to take advantage of tax benefits, many of us are more excited about the freedom that comes with a home owned...

Posted on December 23, 2016

Day 3 of America Saves Week - Big Ticket Savings

Day 3 – Big Ticket Saving Occasional “Big Ticket” or expensive purchases can be unavoidable in life. People simply need cars and homes, and want to send their children to college. The best way to deal with these necessary purchases is to plan ahead and be prepared. There are of...

Posted on December 23, 2016

New Homeowner Foreclosure Protections to Begin January, 2014

  January 17, 2013 CFPB RULES ESTABLISH STRONG PROTECTIONS FOR HOMEOWNERS FACING FORECLOSURE Abbreviate release from the Consumer Financial Protection Bureau The Consumer Financial Protection Bureau (CFPB) is issuing new mortgage servicing rules to establish strong protections for struggling homeowners facing foreclosure. The rules will also protect all homeowners from being hit by...

Posted on December 23, 2016

Affordable Home Mortgages?

Below is a great little article for people thinking about buying a home. With home prices down across much of the nation, this may be an opportune time to buy the house that you really want at an affordable price. Before you make that decision, read the article below and...

Posted on December 23, 2016

Homebuyer Tax Credit Extended

Did you know the Homebuyer Tax credit has been extended? Qualifying first time home buyers have until April 30, 2010 to purchase a home and receive the $8,000 tax credit on their 2010 taxes. In addition, the extension provides a tax credit of $6,500 for families who have already owned...

Posted on December 23, 2016