Counseling Before Bankruptcy
In a confidential, one-on-one counseling session, our certified credit counselors will help you assess your current income and assets, versus your monthly expenses and debts. With this information we create an accurate and detailed monthly budget that captures your overall financial situation. This will allow us to better explain what bankruptcy means to you and the possible alternatives for handling your debts. Use the number at the top of your screen to get started.
For additional information on the pre-bankruptcy credit counseling process, please review these U.S. Department of Justice documents:
Before You File for Personal Bankruptcy (PDF)
Bankruptcy Information Sheet (PDF)
American Financial Solutions is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.




