Regain Control of Your Financial Life through Debt Management Options

  • Work one-on-one with a certified credit counselor
  • Review monthly income, expenses and debt repayments
  • Explore options for managing your expenses and eliminating debt
  • Create an action plan for getting out of debt
  • Evaluate a debt management plan
  • Stay on track via periodic check-ins with your counselor

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Non-Profit Credit Counseling

American Financial Solutions, a non-profit agency, helps clients free themselves from the anxiety and stress of credit, debt and financial worries. We offer credit counseling, financial education and debt management services that put clients in control of their financial success. Our services will help you get back on your feet step by positive step.

In a confidential, one-on-one counseling session, our certified credit counselors will help you assess your situation. We can then inform you of debt management options that will allow you to get your finances under control and allow you to pay off your debts, improve your long-term credit standings or resolve other issues you may be facing.

There is no charge for our counseling or education services. Charges apply if you choose to enroll in a Debt Management Plan. These fees are regulated by the state you live in and by industry guidelines developed by non-profit credit counseling agencies. Wondering about other credit consolidation terms?

Debt Management Plans: One of the options available to clients who are struggling with repaying unsecured debt is a Debt Management Plan.

Pay Off Debts Faster With a Debt Management Plan

A Debt Management Plan is a way to consolidate your credit card and other unsecured debt payments into one convenient monthly payment that fits within your budget, allowing you to repay debts more quickly over time than you would otherwise be able to do. In helping clients set up a Debt Management Plan, American Financial Solutions will request that your creditors lower your overall interest rates, bring your accounts current and eliminate late and-over-the-limit fees. We create a structured repayment plan that gets you on track to repay all your debts in approximately five years or less.

Best of all, working with an American Financial Solutions counselor you’ll learn how to make smart financial choices that will keep you worry-free.

We do not charge for our counseling or education services. If you choose to enroll in our Debt Management Plan there is a one-time set up fee and monthly maintenance fee which are regulated by your state and non-profit agency guidelines. For more information on the fees in your state please call us.

Tips to Succeeding on a Debt Management Plan

In the first month, we will send proposals to your creditors with the payment plan we have discussed. Creditors may ask us to make adjustments to the plan. We will notify you immediately of any changes.

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