Credit Counseling Articles

Why Pay Yourself First Might be Bad Advice

Pay yourself first. We have all heard the saying that is promoted as one of the tenants to sound financial management. It is true that having money in savings – a financial safety net – can mean the difference between surviving a financial emergency and digging deeper into debt. However, for some people it may be more beneficial to focus on saving after they meet their financial obligations.

Posted on Jun 27, 2016

Confessions of a Credit Counselor, Donna's Story

Meet certified housing, credit and student loan counselor, Donna.

Posted on Jun 27, 2016

The Right Way to Build Your Credit

If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.

Posted on Apr 22, 2016

Best Letter Ever About Debt

One woman's story about getting out of debt.

Posted on Apr 12, 2016

Confessions of a Credit Counselor, Michael's Story

Meet AFS counselor Michael and his daughter Zoey.

Posted on Mar 29, 2016

Collection Accounts – You Are Looking in the Wrong Direction

There is not a lot that hurts your finances more than having collectors calling and collection accounts on your credit report. However, chasing those accounts may not be the best use of your time.

Posted on Mar 15, 2016

American Financial Solutions Selects Speridian's StudentAlign® Product to Support the Student Loan Counseling Services

American Financial Solutions Selects Speridian's Student Align Software

Posted on Mar 02, 2016

What do the Air Force and a credit counselor have in common? Meet Brian Dooley

A three year veteran of American Financial Solutions, Brian decided to pursue his dream of joining the Air Force. Read his story here

Posted on Dec 07, 2015

Confessions of a Credit Counselor, Shanna's Story

Meet one of American Financial Solution's tenured employees, Shanna. Her experience in the credit counseling field has helped shape the lives of thousands of individuals and families. Here is her story.

Posted on Oct 02, 2015

6 Ways to Find Help With Credit Problems

Credit can be confusing, and sometimes overwhelming. But you don’t have to struggle with debt, credit report issues or other financial problems alone. There are reputable sources that can help you get back on track, and many offer low-cost or free credit help.

Posted on Aug 26, 2015