American Financial Solutions Blog

Tips To Help You Conquer Credit Card Debt

Budgeting Look at your take-home income after all your withholding deductions  Go through your monthly credit card statements and highlight the necessities  Separate your needs from your wants and determine how much disposable income you really have Before you make a purchase ask yourself if you really need it, how often you’ll make...

Posted on January 27, 2017

What Effect Will a Trump Administration Have on My Student Loans?

Donald Trump was victorious in part thanks to his supporters’ belief that he could fulfill on his promise to “Make America Great Again.” There’s a significant amount of suffering in the United States right now among the middle class for a variety of reasons, and student loans are one...

Posted on January 25, 2017

Five Steps to a New Financial You in 2017

Holiday shoppers have been careful each holiday season to make their lists and check them twice. Budgets have become more discerning, and savers have become better planners for their holiday spending, prioritizing savings along the way.

Posted on December 23, 2016

Keep Your Money in Your Pocket This Holiday Season

The holidays can feel very overwhelming when you are trying to stick to a budget. Read on for tips on how to take the stress out of season and have a great time with friends and family.

Posted on December 23, 2016

Confessions of a Credit Counselor, Danielle's Story

Meet credit counselor, Danielle.

Posted on December 23, 2016

Your Black Friday Strategy

'Tis the season for gift giving and buying. Check out our strategy for buying on this upcoming, Black Friday.

Posted on December 23, 2016

Student Loans in Default, How to Save Yourself

If your student loans are in default, you will want to read this. Your options, the pros and the cons and where to get help.

Posted on December 23, 2016

For-Profit College Certificates: Higher Cost, but Not Necessarily Highly Regarded by Employers

Nationally, enrollment in for-profit colleges is on the rise. Though the vast majority of students enrolled in two-year post-secondary institutions still attend public community colleges, enrollment in private, for-profit colleges has increased by 63 percent since 2001. In Washington, increasing numbers of students are earning certificates of less than two years. How do employers feel about these for-profit college certificates?

Posted on December 23, 2016

Identity Theft Protection Services, Are they Worth It

If you’re concerned about data breaches or identity theft, you may be considering signing up for identity theft protection services. Before you enroll, it’s important to weigh the costs and benefits of various types of services. You also can compare them with free and low-cost services. The government’s IdentityTheft.gov website provides free personal recovery plans and step-by-step guidance to help identity theft victims recover.

Posted on December 23, 2016

Living and Saving as a Millennial Living with Your Parents

For the first time in the Modern Era, living a home with parents is the most common living arrangement for 18 to 34-year-olds. If you’re a Millennial about to move back in with your folks, who has been living at home for a while, or is looking for a launching pad to independence, here are a few tips to help you make the most of your time at home.

Posted on December 23, 2016