American Financial Solutions Blog
People who are successful entrepreneurs know that reducing unnecessary spending can do as much to protect a business’s future as generating more sales. The same rules can apply to you as you work to improve your financial profile if you are willing to apply some of those principles.
Posted on Aug 20, 2014
Sometimes it can be hard to determine what came first; financial problems or depression. However once the debt has become and issue it can increase the amount of hopelessness and anxiety people feel. The good news is, help is available.
Posted on Aug 18, 2014
Some of you might be rejoicing a bit because of news that the chief credit scoring outfit, FICO, is changing its rules about how it scores debtors. The main change is that the new system will draw a distinction between medical debt and regular debt. The other big change is the new system will disregard medical collection accounts if they are paid or settled.
Posted on Aug 13, 2014
Last week, FICO, the nation's top credit score provider, announced upcoming changes to the way some debts impact your credit score. This could be good news for thousands of people, if lenders adopt this new model.
Posted on Aug 11, 2014
In many families, one person is the designated financial planner. While it may help keep the rest of the family stress free, sharing the process and decisions can be helpful to all everyone. Here is how to get started in your family.
Posted on Aug 07, 2014
People may be hesitant to reach out for help due to misconceptions about financial counseling. Here are some of the false beliefs that consumers admitted in the 2014 NFCC Financial Literacy Survey
Posted on Jul 30, 2014
Some collection companies may be more effective simply by using the letterhead from local courts. Learn what you can do to protect your rights with debt collectors.
Posted on Jul 29, 2014
NFCC Offers Consumers Five Steps to Finding $1,000 for Holiday Spending. With the holidays five months away, now is the time to take action
Posted on Jul 25, 2014
If you are nervous about getting your kids the clothes and supplies they need to go back to school, you’re not alone. Zulily, a retailer that focuses on women, went outside the retail realm and surveyed more than 6,000 parents about their biggest fears regarding their children as they prepare to head back to school.
Posted on Jul 24, 2014
For years many financial experts have been warning against using “debt settlement” strategies to battle high credit card debts. According to a June 2014 report from the Center for Responsible Lending, despite changes in federal and state laws, the warnings will continue.
Posted on Jul 21, 2014