A Simple Path to Financial Stability, the 50/30/20 Rule
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
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GET STARTED NOWFrom time to time, employees experience normal life events that cause stress, anxiety, sickness, and other lifestyle changes. While most people adapt, it is important to provide reputable resources as a referral option. AFS works closely with employers of all sizes to counsel clients who are struggling with these types of issues, including the loss or reduction of income. Over the years, we have learned that when financial factors become severe, it can lead to serious impacts not only at home but in the workplace.
AFS encourages you, as an employer, to include our organization as a reputable resource who can provide nonprofit counseling to those seeking assistance. Our NFCC certified counselors are highly trained and provide invaluable information and tools, ensuring that people are equipped to make wise financial decisions and stay on course. They are experts in the fields of:
Becky House
Education, Housing & Communications Director
American Financial Solutions
1.888.282.5492 ext. 1114
Email: bhouse@myfinancialgoals.org
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
In today’s fast-paced digital world, the rise of "Buy Now, Pay Later" (BNPL) services like Afterpay, Klarna, and Affirm has transformed how we shop. These services offer an enticing promise: purchase what you want now and pay for it later, typically in small, interest-free installments. It’s no wonder millions of people find BNPL options irresistible. But as with any financial tool, the convenience comes with risks—especially when people juggle multiple BNPL accounts.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.