For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Following is a list of books recommended by American Financial Solutions’ certified credit counselors on debt management. Use the select list below to choose the subject that you are interested in and click the book title to get more information or to purchase from Amazon.com. To save money, consider buying a used book instead of new.
How to Get out of Debt, Stay out of Debt and Live Prosperously
By Jerrold J. Mundis
Whether you are currently in debt or fear you're falling into debt, you are not alone. Forty million Americans from doctors to secretaries, from executives to the unemployed face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all.
Debt-Free by 30: Practical Advice for the Young, Broke and Upwardly Mobile
By Jason Anthony, Karl Cluck
If you're young, smart, and drowning in debt, Debt-Free by 30 offers a practical, step-by-step plan to help rescue you from the financial abyss. Written by two twentysomethings who found their way back from the horrors of overwhelming debt, this authoritative guide reveals the secrets of debt-free living: The Seven Debtly Sins-and how to avoid them at all costs Where Does All the Money Go?-taking your financial inventory Everything You Always Wanted to Know About Banking but Feared Being Bored out of Your Skull Beating Credit Cards at Their Own Game-how to save hundreds of dollars in interest in less than five minutes Plus tips for driving for less, keeping more of what you earn, life after debt, and much, much more.
Life after Debt: Free Yourself from the Burden of Money Worries Once and for All
By Bob Hammond
The new Life After Debt Third Edition also provides completely updated addresses and phone numbers of consumer credit services, state banking authorities, and other resources to get you on your way to financial stability. Designed to meet the needs of people in every situation regardless of income, Life After Debt also includes special sections for women, minorities, divorced people, and military families.
Credit Card Debt: Reduce Your Financial Burden in Three Easy Steps
By Alexander Daskaloff
Whether you are overwhelmed by credit card debt or trying to prevent it altogether, Credit Card Debt has the answers. The author's basic three-step program provides the information you need to reduce interest rates, eliminate fees, and negotiate with credit card companies to keep your credit report clean. Uniquely designed to help you organize, analyze and reduce your debt, this book helps you understand how credit card companies make their money, how credit cards work, and how to use them responsibly.
Release from Debtor's Prison: Achieving Financial Freedom: A Proven Formula for Changing the Attitudes and Habits That Keep You in Debt
By Margaret St John
Written with the understanding and compassion which comes only from experience and hard work, Margaret St. John will help those willing to gain insight into the reasons they suffer with debt. The reader will empathize with people who reacted to early childhood circumstances by becoming adult debtors, and underachievers.
By Mary Hunt
In Debt-Proof Living, Mary Hunt will convince you with warmth and humor that it is possible to live a rich fulfilling life without consumer debt and she'll show you exactly how to do it. By applying her simple principles and specific methods, you will learn to effectively manage and maximize the money you have. No more guessing; no more wondering; worrying; or whining.