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American Financial Solutions Blog

Your Money: Identity Theft Protection Services

Identity theft protection services monitor and scan personally identifiable information in credit applications, public records, websites, and other places. These services almost always include a credit monitoring service that monitors your credit history and provides periodic credit scores. In fact, protecting credit is the most common reason people seek out identity theft protection services.

3 Ways to Challenge a Student Loan Wage Garnishment

The federal government can garnish 15 percent of your wages administratively – meaning they do not have to successfully take you to court like private lenders must to collect your pay. Even parents who took out loans for their children or cosigners are at risk of having wages garnished if the loan goes into default.

5 Signs You Are Financially Ready to Start a Family

While there is no one-size-fits-all answer – and you might never feel truly prepared – these five signs could indicate you are financially ready for a family.

5 Reasons Your Grocery Bill is High & How to Lower It

When it comes to expenses, food is a necessary one. If you’ve already cut back on discretionary spending, like daily coffee runs or monthly manicures, but are still struggling to make ends meet, you may want to look at your grocery bill. While you can’t cut out food completely, you can optimize your spending in a way that works for your budget. Here are a few reasons your grocery bill may be high and some easy ways to reduce your spending.

How to Avoid Common Credit Card Fees

What often goes overlooked when people sign credit card agreements is the list of potential fees their card can accrue. Different cards have different kinds of fees, but luckily, many of them are preventable. These are some of the most common credit card fees and how to avoid them.

What Every New College Grad Needs to Know About Credit

Higher education is already a financial investment of sorts, but now that you’ve graduated, you need to keep the ball rolling by learning how to achieve a good credit score. Here are some tips to set you up for financial success.

Beginner's Guide to Financial Jargon

If you're new to the financial realm, here are some of the more common financial terms explained so you can get the most out of your money.

Lessons Learned from Shark Tank

The popular TV show “Shark Tank” also offers some valuable lessons in regards to using your finite monetary resources wisely. Here are their top five tips and tricks for entrepreneurs, but they may apply to your finances or life as well.

Top 5 Best Movies About Money

Moviemakers have always been fascinated with telling the stories of the rich and the poor. Money – whether you have it or not – is a constant presence in our lives, and how we handle it can teach us some of life’s most important lessons. These are some of the best movies about money to come out of Hollywood.

Understanding Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.

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