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American Financial Solutions Blog

Identity Theft Protection Services, Are they Worth It

If you are concerned about data breaches or identity theft, you may be considering signing up for identity theft protection services. Before you enroll, it’s important to weigh the costs and benefits of various types of services. You also can compare them with free and low-cost services. The government’s IdentityTheft.gov website provides free personal recovery plans and step-by-step guidance to help identity theft victims recover.

Living and Saving as a Millennial Living with Your Parents

For the first time in the Modern Era, living a home with parents is the most common living arrangement for 18 to 34-year-olds. If you’re a Millennial about to move back in with your folks, who has been living at home for a while, or is looking for a launching pad to independence, here are a few tips to help you make the most of your time at home.

Confessions of a Credit Counselor, Donna's Story

Meet certified housing, credit and student loan counselor, Donna.

Why Pay Yourself First Might be Bad Advice

Pay yourself first. We have all heard the saying that is promoted as one of the tenants to sound financial management. It is true that having money in savings – a financial safety net – can mean the difference between surviving a financial emergency and digging deeper into debt. However, for some people it may be more beneficial to focus on saving after they meet their financial obligations.

Three Options to Get Out of Debt. What People Need to Know

Every day, people across the U.S. are bombarded with messages about how to repay debt. In this article we will discuss some of the reasons these options may be,” too good to be true.”

The Real Story on Student Loan Forgiveness

If you have student loans, you’ve probably heard or seen the advertisements about how you can have your loans forgiven. Similar to the commercials for Obama Mortgage Forgiveness, these claims state that a law was passed enabling people to discharge their student loans. Is the claim too good to be true?

The Right Way to Build Your Credit

If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.

Best Letter Ever About Debt

One woman's story about getting out of debt.

Confessions of a Credit Counselor, Michael's Story

Meet AFS counselor Michael and his daughter Zoey.

Six Personal Finance Rules to Keep You Out of the Red

A list of some of the behaviors we need to get the most from our money.

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