Credit bureaus
Guide to Consumer Credit Reports: There are More than Three
By now, most of us are familiar with the big three credit reporting agencies, Equifax, Experian and TransUnion. We can receive a free copy of these credit reports, every 12 months through Annual Credit Report.com. But were you aware that there are many other companies who collect and distribute information about our financial habits and other behaviors?
Posted on February 4, 2019
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Four Tips for Surviving the Government Shutdown
With no immediate end in sight for the partial government shutdown, more than 800,000 federal workers nationwide will be without a paycheck this Friday. This will be the first payroll distribution affected by the shutdown. The road to financial recovery may be very long, for some. In an effort to assist those effected by the shutdown, American Financial Solutions has put together this list of tips for surviving the shutdown.
Posted on January 10, 2019
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Understanding Your Credit Score
Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.
Posted on June 5, 2018
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The Many Different Credit Scores
Infographic from the Consumer Financial Protection Bureau on the many different types of scores and what they are used for.
Posted on June 28, 2017
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Bad News for FFEL Student Loan Borrowers
The U.S. Department of Education's decision to reverse it's rule on the addition of collection fees to student loans may cost borrowers thousands of dollars.
Posted on March 21, 2017
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The Right Way to Build Your Credit
If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.
Posted on December 23, 2016
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Collection Accounts – You Are Looking in the Wrong Direction
There is not a lot that hurts your finances more than having collectors calling and collection accounts on your credit report. However, chasing those accounts may not be the best use of your time.
Posted on December 23, 2016
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Perfect Credit Scores; What You Need To Reach the Top
What does it take to hit the top of the credit score scale?
Posted on December 23, 2016
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The FICO Credit Scoring Method to Help Those with Little or No Credit
Getting credit can be difficult if you do not already have credit. Learn what FICO has come up with to help people build a good history using their normal bills.
Posted on December 23, 2016
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What You Must Know Before Using a Balance Transfer to Consolidate Debt
The days of using balance transfers to get out of debt are not over, but there are certain stipulations you should know before you sign up.
Posted on December 23, 2016
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