It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.
This video covers difference in popular credit score models FICO and VantageScore and a quick overview of sites where you can obtain a free credit report or score.
Many creditors are offering ways to avoid making payments during the COVID-19 pandemic, but is that the best for your finances? There are options for staying on top of bills during this time and avoid jeopardizing your future.
A quick look at the new FICO score along with the other credit scores such as Vantage, that are available to consumers.
A peek into the difference between a Vantage credit score and a FICO credit score.
Always the official site to receive a copy of your credit reports, AnnualCreditReport.com is not the only name in the game anymore.
By now, most of us are familiar with the big three credit reporting agencies, Equifax, Experian and TransUnion. We can receive a free copy of these credit reports, every 12 months through Annual Credit Report.com. But were you aware that there are many other companies who collect and distribute information about our financial habits and other behaviors?
With no immediate end in sight for the partial government shutdown, more than 800,000 federal workers nationwide will be without a paycheck this Friday. This will be the first payroll distribution affected by the shutdown. The road to financial recovery may be very long, for some. In an effort to assist those effected by the shutdown, American Financial Solutions has put together this list of tips for surviving the shutdown.
Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow.Â A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.
Infographic from the Consumer Financial Protection Bureau on the many different types of scores and what they are used for.