Budgeting

In With the New Year Without a Big Bill

New Year’s Eve is coming and you might have dreams of tuxes and gowns and sipping champagne somewhere overlooking the thousands gathered below in Times Square. That kind of soiree costs well into three digits, if not more, which is why those parties are the ones the rest of...

Posted on December 23, 2016

A Holiday Blast Without Breaking the Bank

For those committed to living on a budget you don’t have to sacrifice the joy of the holiday season just because you’re spending less money. If you are having guests at your home on Christmas Day, you can make the day a memorable one, in a good way, on...

Posted on December 23, 2016

Survival Plan for Maintaining Financial Stability During Government Shutdown

National Foundation for Credit Counseling encourages consumers to take action Washington, DC – The government shutdown is now in place, and along with it came a good amount of uncertainty, causing many Americans to wonder how they will survive financially.  By some estimates, hundreds of thousands of federal employees will...

Posted on December 23, 2016

Five Ways to Get Extra Money When You Need It

Five Ways to Get Money When You Need It Almost everyone wishes they had ways of having a little (or a lot) more cash. However, it may be difficult to pick up a part-time job; looking, applying and interviewing take time. There are alternatives to a second job, and here...

Posted on December 23, 2016

For Moms Managing Finances Advice, Support and Hope are Available

A 2010 survey performed by researcher iVillage, found that an increasing amount of women are making the financial decisions for the entire household. The survey discovered 61% of moms are in charge of the family’s finances and 41% expressed they would like to be more educated when it comes...

Posted on December 23, 2016

Survival Plan for Maintaining Financial Stability during Sequestration

  Washington, DC – Sequestration is now in place, and along with it came a good amount of uncertainty, causing many Americans to wonder how they will be impacted.  By some estimates, more than one million employees of federal agencies may receive furlough notices.   Some workers are not adequately prepared to...

Posted on December 23, 2016

Day 5 of America Saves Week - Long Term Plans

Day 5 – Make Goals and Track Progress Taking part in America Saves Week is a great first step in the right direction of saving and financial responsibility. However, the saving process must continue if you wish to make a real difference in your personal wealth. The best way to...

Posted on December 23, 2016

Day 3 of America Saves Week - Big Ticket Savings

Day 3 – Big Ticket Saving Occasional “Big Ticket” or expensive purchases can be unavoidable in life. People simply need cars and homes, and want to send their children to college. The best way to deal with these necessary purchases is to plan ahead and be prepared. There are of...

Posted on December 23, 2016

Day 2 of America Saves Week - Tax Returns

Day 2 – Make Your Tax Return Count A tax return is something that presents many opportunities for American taxpayers. That could be getting out of debt, taking a vacation, saving the money; the list is virtually never ending. Making a decision, let alone a good decision on how to...

Posted on December 23, 2016

Day 1 of America Saves Week - Dine in, Not Out

Day 1 – Dine In, Not Out Eating out has become routine for many Americans. Reasons to go to restaurants are easy to find; I’m too tired to cook, I don’t want to have to clean, we all want different things for dinner, it’s easier, the list goes on. As...

Posted on December 23, 2016