Budget

Quick Guide to Better Credit

One of the common questions we are asked is how to improve a credit report. While there are no quick fixes to credit that is less than perfect, there are things you can do to help it over time. This primer is meant to hit the highlights of building good credit.

Posted on December 23, 2016

Good Driving Record, but High Insurance? It May be Your Credit

You don’t have to be a math genius to know that every time you pay off a credit card debt you have more money available to spend. But there is also a chance that paying off that debt will also help the price of a one major, necessary bill, go down as well.

Posted on December 23, 2016

One Small Step for You, One Giant Step for Your Money

No matter where you are in your path to fixing or improving your financial situation, there is always more you can do and it doesn’t have to be a lot. The journey to financial stability starts with one small step. And once you’ve made that one small step, then you’re ready to make another.

Posted on December 23, 2016

Vacation in the future? Budget First, then Shop

If there is one rule that applies to nearly every situation in which you find yourself either needing or wanting to spend, it is the rule that you should first budget before you shop. Vacations follow that same rule.

Posted on December 23, 2016

Nine Tips to Save Energy and Money This Summer

Some parts of the U.S. are already experiencing summertime weather, so it’s a good time to discuss a few ways to not only conserve energy and help keep the power grid operating, but also to save yourself some money.

Posted on December 23, 2016

Debt Versus Savings and the Paradox of Choices

As you look at your financial picture it should be exciting to know that if you do one good thing it can make a huge difference in your life. The problem is there a lot of “one good things” you can choose.

Posted on December 23, 2016

The Unusual Way One Woman Lost Her Debt and How You Might, Too

Have you ever considered fasting and how that might relate to your finances? You might know someone who fasts from time to time, going without food. In this case we are not talking about hunger strikes, just going without food for a day or so.

Posted on December 23, 2016

Pew Charitable Trust Study Highlights Problems in Bank Payment Order

It is not a pleasant thought to think that your bank, the place you trust to hang onto your money, might be working in ways so that you have less of it. But it is true that some bank practices may put you at a higher risk to lose money.

Posted on December 23, 2016

Quick Tips for an Inexpensive Summer Getaway

Inexpensive summer vacation ideas for people who want to travel, but have a budget

Posted on December 23, 2016

How Do You Avoid Debt, Temptation of Credit Versus Cash

If you think you have too much debt, you are not alone. It isn’t hopeless, though. There are innumerable good examples out there of people who use credit and borrowing wisely. You can be one of them if you stay committed to a few principles.

Posted on December 23, 2016