American Financial Solutions Blog

Gift Giving on a Budget

As the holiday season approaches, do you find yourself looking forward to the festivities, but concerned about the impact on your wallet? You are not alone. By doing some planning now, you can simplify your gift giving. Here are ten ways you can enjoy this special time of year and keep spending in check.

Posted on November 7, 2018

5 Holiday Mistakes That Could Cost You

​​​​​​​The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money. Here are five holiday mistakes to avoid this year so you can enjoy the season with your finances intact.

Posted on November 7, 2018

Buying in Bulk: Worth It, Or Not?

If you’re serious about saving a buck here and there, you’ve probably heard about the magic of bulk buying. Unfortunately, bulk buying is also an easy way to lose money if you don’t purchase your items strategically.

Posted on October 10, 2018

How to Furnish Your Home Without Breaking the Bank

Furniture can be affordable if you know where to look. That’s good news, since the average renter spends $8,176 furnishing their apartment and homeowners spend even more. The following tips can help you slash your furniture spending by hundreds or thousands of dollars.

Posted on October 10, 2018

Which Repairs Are Tenants Responsible For?

Most renters assume that nearly every inch of the rental property is the responsibility of the landlord, but this is not the case! Before you are left with a sizable bill you were not anticipating, check out these common repairs that tenants are responsible for.

Posted on October 10, 2018

7 Ways to Trick Yourself into Saving Money

Whether you want to sock money away for retirement or to cover expenses in case of an emergency, there are many reasons to save money. If you’re not currently setting aside any of your income, it can seem daunting to start. Here are seven simple ways to trick yourself into saving money.

Posted on October 10, 2018

Credit Scores Explained

Credit scores aren’t anything new, but most people still aren’t sure how they’re calculated. What factors are considered when calculating your score? What isn’t a determining factor? This graphic illustrates the five determining factors of a credit score and offers tips on how to improve your own.

Posted on October 10, 2018

Why You Should Make More Than the Minimum Payment on Your Credit Card

It’s easy to get caught in the trap of making the minimum payment on your credit card. Usually, this payment is manageable, and it staves off late charges for at least another month. However, minimum payments don’t prevent interest from compiling on the balance you’re carrying.

Posted on September 5, 2018

6 Discounts You May Be Missing Out On

Many of us enjoy taking advantage of discounts, from coupons to clearance sales at our favorite stores. However, you may be overlooking opportunities to save on everyday items. Here are six discounts you may be missing out on and how you can cash in on these deals.

Posted on September 5, 2018

10 Ways to Save Money at the Pump

Unfortunately, fuel efficiency isn’t set in stone. As time wears on, your vehicle’s performance will decline no matter what model or brand you buy. Buying a car with impressive fuel economy gives you a great head start, but you’ll need to make a conscious effort to keep that number high and prolong time between gas station stops.

Posted on September 5, 2018