Since 1999, American Financial Solutions has assisted over 500,000 people in paying off more than $10 Billion in Debt. Our certified counselors provide financial lifelines in times of hardship through our educational, counseling, and debt management programs.

Start now to find your path forward.

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AFS offers a Debt Management Plan where you can consolidate all of your unsecured debt payments into one convenient monthly payment on a day of your choosing. Creditors generally give the following benefits to those enrolled in a Debt Management Plan:

  •    Lower Interest Rates
  •    Waived Fees
  •    Lower Monthly Payments
  •    Stop Collection Calls


American Financial Solutions is dedicated to providing credit and debt counseling and financial education to consumers to help them make sound financial decisions and find debt solutions to improve their financial futures. One of the debt solutions available to our clients is participation in a debt management plan, which unlike a debt consolition loan, works with a client's current creditors, creating a plan of action to repay those debts under the best terms possible.

American Financial Solutions

Debt Consolidation Loan vs. Debt Management Plan

We are able to provide a Debt Management Plan (DMP), which is an alternative to a Debt Consolidation Loan. This DMP comes with low interest rates and is available to people who are falling behind, struggling to make payments or have credit challenges and overwhelming debt. 

We know that your debt situation is unique, and our DMP allows us to personalize every aspect of your plan. Our counseling team works hard to analyze your situation and customize a plan that is specific to you and your needs.


A debt management plan consolidates your debt payments into one easy monthly payment and helps you get lower interest rates and fees so that you can get out of debt for good.

GET STARTED NOW!    CALL US  888-282-5899

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