BECOME DEBT FREE
Since 1999, American Financial Solutions has assisted over 500,000 people in paying off more than $10 Billion in Debt. Our certified counselors provide financial lifelines in times of hardship through our educational, counseling, and debt management programs.
Start now to find your path forward.
START YOUR DEBT FREE JOURNEY TODAY
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AFS offers a Debt Management Plan where you can consolidate all of your unsecured debt payments into one convenient monthly payment on a day of your choosing. Creditors generally give the following benefits to those enrolled in a Debt Management Plan:
- Lower Interest Rates
- Waived Fees
- Lower Monthly Payments
- Stop Collection Calls
MEET OUR EXPERT CERTIFIED CREDIT COUNSELORS
Our credit counselors undergo rigorous training through esteemed external organizations to earn the title of Certified Credit Counselor. Committed to excellence, they also undergo in-house training upon hire and complete 20 hours of continuing education every 24 months. Their certifications are accredited by the National Foundation for Credit Counseling (NFCC).
CONFIDENTIAL, SECURE, AND COMPASSIONATE DEBT MANAGEMENT
At American Financial Solutions, we hold confidentiality, security, and empathy in high regard. Our non-profit credit counseling services are designed to provide personalized and compassionate guidance. We recognize the challenges of overcoming debt and are committed to supporting you at every stage of your journey. Those who enroll in our Debt Management Plan can look forward to newfound financial peace of mind.
DEBT CONSOLIDATION
American Financial Solutions is dedicated to providing credit and debt counseling and financial education to consumers to help them make sound financial decisions and find debt solutions to improve their financial futures. One of the debt solutions available to our clients is participation in a debt management plan, which unlike a debt consolition loan, works with a client's current creditors, creating a plan of action to repay those debts under the best terms possible.
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Debt Consolidation Loan vs. Debt Management Plan
We are able to provide a Debt Management Plan (DMP), which is an alternative to a Debt Consolidation Loan. This DMP comes with low interest rates and is available to people who are falling behind, struggling to make payments or have credit challenges and overwhelming debt.
We know that your debt situation is unique, and our DMP allows us to personalize every aspect of your plan. Our counseling team works hard to analyze your situation and customize a plan that is specific to you and your needs.
WHAT PEOPLE SAY ABOUT US
Due to an unexpected illness, I suddenly found myself approaching bankruptcy and was extremely worried about my future. I found out about American Financial Solutions through a friend and it was the best decision I have ever made! My biggest concern was how this was going to affect my credit score over time. I am now fully paid off and my Fico score is over 800!! I can't say enough how much this program helped me. I was just paying the interest off of each credit card, which is what they want you to be doing. But as soon as I signed up, all of the interest rates were locked in at a very reasonable rate.
- MATTHEW
This program was one of the best decisions I made in helping to improve my credit issues. The key was consistency with payments and communication. I really liked how they kept me updated monthly with my progress, this not only kept me informed, but extremely motivated to complete the program. Also, my credit score increased over 250 points, and I was able to buy a house! I feel proud and grateful, thank you!
- CHANTELLE
I recall during the initial call being embarrassed, ashamed, and overall upset with the position I was in financially. The AFS representative was professional and helpful as we worked through the plan to proceed with the program. Any time I had questions, particularly when accounts started being paid off, I could talk and have all questions answered. I can't imagine how things could have turned out if not for the help from AFS.
- LES
The kind, professional, and informative personnel, helped me through a rough time and saw me to the end. I shall be forever grateful and would recommend their services to anyone in need of assistance with financial issues. AFS is the BEST. Many THANKS.
- BRENDA C
START YOUR DEBT FREE JOURNEY TODAY
A debt management plan consolidates your debt payments into one easy monthly payment and helps you get lower interest rates and fees so that you can get out of debt for good.
GET STARTED NOW! CALL US 888-202-2994Copyright © 2025 American Financial Solutions. All rights reserved.
