Post Bankruptcy Education
Thank you for contacting American Financial Solutions (AFS) for
Post-Bankruptcy Education. To enroll, please read the disclosures on
this page and click on the Money in Motion button at the bottom of this
page verifying you have read them.
Please review and accept the disclosures outlined below:
American Financial Solutions has over 13 years of experience educating consumers and clients about money and credit. This agency is a member of the National Foundation for Credit Counseling (NFCC). The NFCC has high standards for quality credit counseling and financial education, and this agency complies with those standards. In addition, this agency is accredited by the Council on Accreditation (COA) an independent third-party organization that reviews and monitors entities that provide social services. We are a non-profit agency. We are organized and operate in accordance with Section 501(c) (3) of the Internal Revenue Code.
We offer Money in Motion, our bankruptcy and community education program, online. A certified consumer credit counselor or teacher will oversee the Money in Motion classes. Our instructors have completed the certification program offered by the NFCC. Our instructors cannot provide you with legal advice. Students, please email any questions you have regarding Money in Motion to email@example.com. You will receive a response to your questions within 24 business hours.
Upon the completion of Money in Motion our agency will provide you a certificate of completion of an instruction course promptly; and no later than 3 business days from the completion of the instructional course. You will only receive this certificate if you complete the program and achieve 70% or more on the final test. If you do not get 70% on the final exam, your counselor will review the questions you missed to ensure you understand them. You will need to provide us with your bankruptcy case number for this certificate.
We will ask you to voluntarily fill out basic demographic information. We will not disclose any such information that you provide orally or in writing to anyone, except as authorized by you in writing or as required by law, such as a response to a subpoena or the United States Trustee in their oversight of this agency of during the investigation of complaints, during on-site visits or during quality service reviews. We may compile data in aggregate form; however, your information will not be disclosed in any manner that would personally identify you.
To help cover the cost of providing this program to you, this agency charges a fee of $30 per person, or per married couple filing jointly. The fee is payable by debit card online. If you need to pay by money order please call 800-894-7240 for instructions on how to proceed. We do not accept personal checks. You may be eligible for a waiver of this fee based on your lack of ability to pay. A waved fee is based on 150% of poverty guidelines updated periodically by the US Department of Health and Human Services. If you think you qualify for a waiver please call 800-894-7240.
If you are a married couple filing a joint bankruptcy, you may register for the course together. You will receive separate USER ID’s and Passwords, and each of you must individually complete the required education course in its entirety and pass the final test with a score of 70% or higher. If you do not get 70% on the final exam, your counselor will review the questions you missed to ensure you understand them.
This agency has a policy of prohibiting it from paying or receiving referral fees for the referral of clients, except under fair share agreement. No fees are either paid or received by our agency for the referral of a client to a bankruptcy attorney or any bankruptcy alternative agency.
We do not provide bilingual services and professional interpreter assistance is not available to any limited English proficient clients for this program. To find an organization that provides these services in languages other than Spanish, please go to the US Trustee site at: http://www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm.
If you are dissatisfied with the service provided by our agency you can utilize the Complaint Resolution Process.
The United State Trustee has reviewed only our credit counseling and personal financial management instructional course pursuant to 11 U.S.C. 111(d) and the US Trustees has neither reviewed or approved any other services we provide to clients.
By clicking the link below, you are agreeing that you have read and understood the above disclosure.