Buying a Home
Buying a home is one of the biggest credit decisions people ever make. American Financial Solutions (AFS) offers consumer credit counseling and housing counseling to clients in Washington State to help them make smart choices as they prepare to purchase a home.
In confidential, one-on-one counseling sessions, our certified housing counselors will help you assess your current income and assets, versus your monthly expenses and debts. Looking at your complete financial situation, we will help you with steps such as:
- Understanding what lenders look for when you are qualifying for a loan
- Determining how much you can borrow
- Setting up a budget to save for a down payment
- Informing you of down payment assistance programs in your state or local community
- Reviewing your credit report
Working in partnership with the Washington State Housing Finance Commission and the Washington State Department of Financial Institutions, AFS is a HUD-approved housing counseling agency.
