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At American Financial Solutions, we offer debt management and financial education services to those seeking to improve their financial standing. We understand that each individual's financial situation is unique, so we provide a personalized action plan based on your debt amount and financial hardship.
Our clients are matched with a certified credit counselor who reviews their goals, finances, and creditors, then devises a repayment plan that suits their specific needs. It's important to note that debt management may not be the ideal solution for everyone, which is why our credit counselors work one-on-one with you to determine the best course of action for your situation.
American Financial Solutions proudly offers multiple services to clients seeking financial freedom. From our Debt Management Plan to counseling and education services, learn more about our financial services below.
Our flagship Debt Management Plan consolidates your individual debt payments into one easy monthly payment. Our debt counselors will work with your creditors and help you get lower interest rates & fees so that you can get out of debt faster.
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Our certified credit counselors receive rigorous training internally as well as through external organizations in order to become certified under American Financial Solutions. They begin in-house training upon hire and are required to maintain their education & certification status routinely. Our counselors are certified through the National Foundation for Credit Counseling (NFCC) and the Association for Financial Counseling and Planning Education (AFCPE).
At AFS, we have established strong and valuable partnerships with a multitude of creditors. Our Debt Management Plan effectively negotiates with creditors to secure lower interest rates, reduced payments, and even waived fees. Our clients can trust in the expertise of our reliable professionals to skillfully advocate on their behalf, providing peace of mind and financial stability.
Contact American Financial Solutions to speak with a certified debt counselor with a free, no-obligation consultation. For those seeking options to control their debt, get started now!
American Financial Solutions has created ten online personal finance courses that teach the essentials of smart money management including debt management, credit card debt management, budgeting, and investing.
These free, 30-minute online courses will be crucial to your financial success.
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The sole purpose of bankruptcy counseling is to develop a picture of your current financial situation. American Financial Solutions (AFS) is approved to provide consumers with the required pre-filing counseling and post-bankruptcy education and issue certificates.
American Financial Solutions is here to help you with personal issues regarding bankruptcy.
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Buying a home is one of the biggest credit decisions you will ever make. Additionally, lenders often require housing counseling prior to granting a loan to consumers.
American Financial Solutions provides comprehensive counseling services to help you fully understand the home-buying process & be mortgage-ready.
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If you’re concerned about missing mortgage payments on your home or losing your home, you don't have to face it alone.
Our skilled housing counselors will help you understand the foreclosure process and review options to help you avoid foreclosure, including working with you and your lender to negotiate new mortgage terms.
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Feeling overwhelmed by student loan debt? American Financial Solution is here to help.
Speak to a counselor who can help you find the resources to successfully manage your student loans. Our certified student loan counselors will work with you and your loan servicers to ensure the best outcome for your goals.
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Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
If someone has negative credit or a few blemishes, they may be tempted to use a credit repair business to help eliminate damaging information from a credit report. However, it is a risky gamble for a consumer to take. American Financial Solutions Director Becky House, offers tips and advice on using a credit repair business to clean up bad credit.
The U.S. Department of Education has announced the first wave of forgiveness under the SAVE plan, providing relief to nearly 153,000 borrowers with $1.2 billion in forgiveness. To access the benefits, borrowers with FFELP Loans must consolidate them into a Direct Consolidation Loan by the end of April 2024.
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
Ten tips to help prioritize the budget income and expenses.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
