Home Buying Resources
Hud Approved Housing Counseling
HUD-Approved Housing Counseling in Washington State
American Financial Solutions is a HUD-approved housing counseling agency providing both pre-purchase and forclosure intervention counseling to residents of Washington State. Certified Housing Counselors can be contacted at (888) 864-8699 Monday through Friday 7:00 am to 3:30 pm Pacific Time or by appointment.
HUD-Approved Housing Counseling outside Washington State
Call (800) 569-4287 or TDD (800) 877-8339 for the HUD-approved housing counseling agency nearest you. These agencies are valuable resources. They frequently have information on services and programs offered by Government agencies as well as private and community organizations that could help you. The housing counseling agency may also offer credit counseling. These services are usually free of charge.
Foreclosure Intervention
People must attempt resolution with their regular lender before contacting either of these agencies. If they have not, ask them to contact their lender’s loss mitigation department.
Most homeowner loans are through either Fannie Mae or Freddie Mac. Both offer programs for people in default. Some programs include: rate reductions, term extensions or partially reduced payments for up to 18 months.
Fannie Mae:
3900 Wisconsin Ave., NW
Washington, DC 20016
(800) 732-6643 or www.fanniemae.com
Freddie Mac:
(800) 373-3343 or www.freddiemac.com
Mortgages Information and Applications
www.irwinmortgage.com (Mortgage information and calculator)
www.countrywide.com (Online Mortgage Application)
Mortgage Banker’s Association of America (Mortgages & Refinancing)
1919 Pennsylvania Avenue
Washington, DC 20006-3438
(202) 557-2700 or www.mbaa.org
Real Estate Relocation
Home Charity Assistance
Partners in Charity
613 West Main Street West Dundee, IL 60118
(800) 705-8350 or www.partnersincharity.org
Habitat for Humanity International
121 Habitat Street Americus, GA 31709-3498
(800) HAB-ITAT / (800) 422-4828 or www.habitat.org
