Education is the first line of defense against fraud and deception; it can help you make well-informed decisions before you spend your money. Today’s exercise, read up!
Fair Debt Collection Practices Act (FDCPA):
The law outlines consumers’ rights to dispute overdue bills placed with collection agencies, an original credit using a different name to collect the [...]

The House passed H.R. 5244, otherwise known as the Credit Card Holder’s Bill of Rights on September 23, 2008. H.R. 5244 is an amendment to the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan.
Here is a list of some pieces [...]