Everyone knows if you don’t pay enough in taxes throughout the year, you may end up owing money when you file your taxes. On the other hand, if you pay too much in taxes, you’ll receive a refund. Refunds are always fun, but for some having that money now would be more beneficial.
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When counseling clients, I often hear statements like, “I am going to pay off my debt with my tax refund.” This is a noble idea and I fully support paying off debt in any way possible!
The problem, however, is that the clients making these statements are often struggling with month to month bills- keeping the [...]